2026 Mortgage Loan Limits for Northwest Arctic Borough, Alaska

Northwest Arctic Borough Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Northwest Arctic Borough Loan Limits: Complete Historical Table

Browse the full historical data for Northwest Arctic Borough mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$1,249,125$811,925$1,249,125$649,525
2025$1,209,750$524,225$1,209,750-
2024$1,149,825$498,257$1,149,825-
2023$1,089,300$472,030$1,089,300-
2022$970,800$420,680$970,800-
2021$822,375$356,362$822,375-
2020$765,600$331,760$765,600-
2019$726,525$314,827$726,525-
2018$679,650$294,515$679,650-
2017$636,150$275,665$636,150-
2016$625,500$271,050$625,500-
2015$625,500$271,050$625,500-
2014$625,500$271,050$625,500-
2013$625,500$271,050$625,500-
2012$625,500$271,050$625,500-
2011$625,500$271,050$625,500-
2010$625,500$271,050$625,500-
2009$625,500$271,050$625,500-
2008$417,000$200,160$417,000-

Note: These are the Northwest Arctic Borough loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Northwest Arctic Borough, Alaska

The following cities and communities are covered by Northwest Arctic Borough loan limits. Whether you're looking for mortgage loan limits in Ambler, Buckland, Deering or any other Northwest Arctic Borough city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Ambler
Buckland
Deering
Kiana
Kivalina
Kobuk
Kotzebue
Noatak
Noorvik
Red Dog Mine
Selawik
Shungnak

Northwest Arctic Borough, Alaska Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Northwest Arctic Borough, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

HMDA data not available for this county
HMDA data not available for this county
HMDA data not available for this county


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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