2026 Mortgage Loan Limits for Outagamie County, Wisconsin

Outagamie County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Outagamie County Loan Limits: Complete Historical Table

Browse the full historical data for Outagamie County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Outagamie County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Outagamie County, Wisconsin

The following cities and communities are covered by Outagamie County loan limits. Whether you're looking for mortgage loan limits in Bear Creek, Black Creek, Black Creek (Town) or any other Outagamie County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Bear Creek
Black Creek
Black Creek (Town)
Bovina
Buchanan
Center
Cicero
Combined Locks
Dale
Dale (CDP)
Deer Creek
Ellington
Freedom
Grand Chute
Greenville
Greenville (Town)
Hortonia
Hortonville
Kaukauna (Town)
Kimberly
Liberty
Little Chute
Maine
Maple Creek
Nichols
Oneida
Osborn
Seymour
Seymour (Town)
Shiocton
Vandenbroek

Outagamie County, Wisconsin Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Outagamie County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Outagamie County, Wisconsin)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Outagamie County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional4,7492,1602,66923.56%
FHA40519522213.85%
VA32513622363.97%
USDA13050.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Outagamie County, Wisconsin)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Outagamie County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional86.47%86.71%85.57%-1.14%
FHA7.37%7.83%7.12%-0.71%
VA5.92%5.46%7.15%1.69%
USDA0.24%0.00%0.16%0.16%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Outagamie County, Wisconsin)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Outagamie County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional83.30%79.70%81.40%1.70%
FHA95.20%89.30%90.50%1.20%
VA100.00%95.10%100.00%4.90%
USDA96.80%0.00%95.90%95.90%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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