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2026 Mortgage Loan Limits for Pittsburg County, Oklahoma

Pittsburg County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Pittsburg County Loan Limits: Complete Historical Table

Browse the full historical data for Pittsburg County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Pittsburg County loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Pittsburg County, Oklahoma

The following cities and communities are covered by Pittsburg County loan limits. Whether you're looking for mortgage loan limits in Adamson, Alderson, Arpelar or any other Pittsburg County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Adamson
Alderson
Arpelar
Ashland
Bache
Blanco
Bug Tussle
Canadian
Canadian Shores
Carlton Landing
Crowder
Haileyville
Hartshorne
Haywood
Indianola
Kiowa
Krebs
Longtown
McAlester
Pittsburg
Quinton
Savanna
Scipio

Pittsburg County, Oklahoma Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Pittsburg County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Pittsburg County, Oklahoma)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Pittsburg County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional3312852870.70%
FHA12510498-5.77%
VA112649853.13%
USDA6233343.03%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Market Share by Loan Type (Pittsburg County, Oklahoma)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Pittsburg County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional52.54%58.64%55.51%-3.13%
FHA19.84%21.40%18.96%-2.44%
VA17.78%13.17%18.96%5.79%
USDA9.84%6.79%6.58%-0.21%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Average Loan-to-Value by Loan Type (Pittsburg County, Oklahoma)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Pittsburg County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional77.50%89.00%85.80%-3.20%
FHA100.00%88.50%91.30%2.80%
VA100.00%93.20%100.00%6.80%
USDA100.00%97.10%99.80%2.70%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

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