2026 Mortgage Loan Limits for Renville County, North Dakota

Renville County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Renville County Loan Limits: Complete Historical Table

Browse the full historical data for Renville County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Renville County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Renville County, North Dakota

The following cities and communities are covered by Renville County loan limits. Whether you're looking for mortgage loan limits in Brandon, Callahan, Clay or any other Renville County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Brandon
Callahan
Clay
Colquhoun
Eden Valley
Ensign
Fairbanks
Glenburn
Grano
Grassland
Grover
Hamerly
Hamlet
Hurley
Ivanhoe
Lockwood
Loraine
McKinney
Mohall
Muskego
Plain
Prescott
Prosperity
Rockford
Roosevelt
Sherwood
Stafford
Tolley
Van Buren
White Ash

Renville County, North Dakota Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Renville County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Renville County, North Dakota)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Renville County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional131514-6.67%
FHA45860.00%
VA971271.43%
USDA020-100.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Renville County, North Dakota)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Renville County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional50.00%51.72%41.18%-10.54%
FHA15.38%17.24%23.53%6.29%
VA34.62%24.14%35.29%11.15%
USDA0.00%6.90%0.00%-6.90%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Renville County, North Dakota)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Renville County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional96.90%83.10%68.70%-14.40%
FHA100.00%97.20%97.80%0.60%
VA100.00%94.40%99.60%5.20%
USDA0.00%95.20%0.00%-95.20%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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