2026 Mortgage Loan Limits for Rio Arriba County, New Mexico
Rio Arriba County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Rio Arriba County Loan Limits: Complete Historical Table
Browse the full historical data for Rio Arriba County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Rio Arriba County, New Mexico
The following cities and communities are covered by Rio Arriba County loan limits. Whether you're looking for mortgage loan limits in Abiquiu, Alcalde, Brazos or any other Rio Arriba County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Rio Arriba County, New Mexico Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Rio Arriba County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Rio Arriba County, New Mexico)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Rio Arriba County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 221 | 159 | 173 | ▲8.81% |
| FHA | 59 | 44 | 51 | ▲15.91% |
| VA | 30 | 25 | 33 | ▲32.00% |
| USDA | 5 | 1 | 3 | ▲200.00% |
Market Share by Loan Type (Rio Arriba County, New Mexico)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Rio Arriba County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 70.16% | 69.43% | 66.54% | ▼-2.89% |
| FHA | 18.73% | 19.21% | 19.62% | ▲0.41% |
| VA | 9.52% | 10.92% | 12.69% | ▲1.77% |
| USDA | 1.59% | 0.44% | 1.15% | ▲0.71% |
Average Loan-to-Value by Loan Type (Rio Arriba County, New Mexico)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Rio Arriba County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 75.10% | 76.10% | 75.60% | ▼-0.50% |
| FHA | 94.40% | 86.90% | 86.70% | ▼-0.20% |
| VA | 100.00% | 82.50% | 100.00% | ▲17.50% |
| USDA | 99.00% | 100.00% | 93.10% | ▼-6.90% |
