2026 Mortgage Loan Limits for Roanoke City, Virginia
Roanoke City Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Roanoke City Loan Limits: Complete Historical Table
Browse the full historical data for Roanoke City mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | - |
| 2024 | $766,550 | $498,257 | $766,550 | - |
| 2023 | $726,200 | $472,030 | $726,200 | - |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $280,000 | $417,000 | - |
| 2012 | $417,000 | $280,000 | $417,000 | - |
| 2011 | $417,000 | $280,000 | $417,000 | - |
| 2010 | $417,000 | $280,000 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Roanoke City, Virginia
The following cities and communities are covered by Roanoke City loan limits. Whether you're looking for mortgage loan limits in Roanoke or any other Roanoke City city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Roanoke City, Virginia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Roanoke City, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
