Homebuyer.com is now a part of Opendoor. See the cash offer we'll make for your home.

Homebuyer.com - Happy Homebuying™ - Expert mortgage guidance and tools

2026 Mortgage Loan Limits for Rusk County, Wisconsin

Rusk County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Rusk County Loan Limits: Complete Historical Table

Browse the full historical data for Rusk County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Rusk County loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Rusk County, Wisconsin

The following cities and communities are covered by Rusk County loan limits. Whether you're looking for mortgage loan limits in Atlanta, Big Bend, Big Falls or any other Rusk County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Atlanta
Big Bend
Big Falls
Bruce
Cedar Rapids
Conrath
Dewey
Flambeau
Glen Flora
Grant
Grow
Hawkins
Hawkins (Town)
Hubbard
Ingram
Ladysmith
Lawrence
Marshall
Murry
Richland
Rusk
Sheldon
South Fork
Strickland
Stubbs
Thornapple
Tony
True
Washington
Weyerhaeuser
Wilkinson
Willard
Wilson

Rusk County, Wisconsin Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Rusk County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Rusk County, Wisconsin)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Rusk County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional25211713817.95%
FHA2616176.25%
VA18101440.00%
USDA1775-28.57%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Market Share by Loan Type (Rusk County, Wisconsin)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Rusk County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional80.51%78.00%79.31%1.31%
FHA8.31%10.67%9.77%-0.90%
VA5.75%6.67%8.05%1.38%
USDA5.43%4.67%2.87%-1.80%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Average Loan-to-Value by Loan Type (Rusk County, Wisconsin)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Rusk County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional92.60%84.90%89.60%4.70%
FHA94.00%90.30%84.50%-5.80%
VA100.00%99.10%100.00%0.90%
USDA98.90%95.10%98.90%3.80%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

Get Mortgage Help Every Week. No Spam.

It's good to be a homebuyer. Get today's mortgage rates, new market information, and practical mortgage advice delivered straight to your inbox. It's everything you need.

No spam · Unsubscribe anytime

Couple embracing on the front porch of a brightly colored southern house