2026 Mortgage Loan Limits for Skamania County, Washington
Skamania County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Skamania County Loan Limits: Complete Historical Table
Browse the full historical data for Skamania County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $695,750 | $806,500 | $556,600 |
| 2024 | $766,550 | $679,650 | $766,550 | $543,720 |
| 2023 | $726,200 | $672,750 | $726,200 | $538,200 |
| 2022 | $647,200 | $598,000 | $647,200 | - |
| 2021 | $548,250 | $517,500 | $548,250 | - |
| 2020 | $510,400 | $491,050 | $510,400 | - |
| 2019 | $484,350 | $474,950 | $484,350 | - |
| 2018 | $453,100 | $448,500 | $453,100 | - |
| 2017 | $424,100 | $408,250 | $424,100 | - |
| 2016 | $417,000 | $368,000 | $417,000 | - |
| 2015 | $417,000 | $362,250 | $417,000 | - |
| 2014 | $417,000 | $362,250 | $417,000 | - |
| 2013 | $417,000 | $418,750 | $417,000 | - |
| 2012 | $417,000 | $418,750 | $417,000 | - |
| 2011 | $417,000 | $418,750 | $417,000 | - |
| 2010 | $418,750 | $418,750 | $418,750 | - |
| 2009 | $418,750 | $271,050 | $418,750 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Skamania County, Washington
The following cities and communities are covered by Skamania County loan limits. Whether you're looking for mortgage loan limits in Carson, North Bonneville, Stevenson or any other Skamania County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Skamania County, Washington Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Skamania County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Skamania County, Washington)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Skamania County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 267 | 127 | 113 | ▼-11.02% |
| FHA | 40 | 13 | 27 | ▲107.69% |
| VA | 52 | 16 | 31 | ▲93.75% |
| USDA | 1 | 1 | 0 | ▼-100.00% |
Market Share by Loan Type (Skamania County, Washington)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Skamania County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 74.17% | 80.89% | 66.08% | ▼-14.81% |
| FHA | 11.11% | 8.28% | 15.79% | ▲7.51% |
| VA | 14.44% | 10.19% | 18.13% | ▲7.94% |
| USDA | 0.28% | 0.64% | 0.00% | ▼-0.64% |
Average Loan-to-Value by Loan Type (Skamania County, Washington)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Skamania County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 69.70% | 65.30% | 65.00% | ▼-0.30% |
| FHA | 91.00% | 85.00% | 91.00% | ▲6.00% |
| VA | 96.10% | 93.20% | 92.20% | ▼-1.00% |
| USDA | 100.00% | 100.00% | 0.00% | ▼-100.00% |
