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2026 Mortgage Loan Limits for Sullivan County, New Hampshire

Sullivan County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Sullivan County Loan Limits: Complete Historical Table

Browse the full historical data for Sullivan County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Sullivan County loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Sullivan County, New Hampshire

The following cities and communities are covered by Sullivan County loan limits. Whether you're looking for mortgage loan limits in Acworth, Charlestown, Charlestown (CDP) or any other Sullivan County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Acworth
Charlestown
Charlestown (CDP)
Claremont
Cornish
Croydon
Goshen
Grantham
Langdon
Lempster
Newport
Newport (CDP)
Plainfield
Plainfield (CDP)
Springfield
Sunapee
Unity
Washington

Sullivan County, New Hampshire Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Sullivan County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Sullivan County, New Hampshire)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Sullivan County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional400375373-0.53%
FHA1229188-3.30%
VA87425633.33%
USDA2230-100.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Market Share by Loan Type (Sullivan County, New Hampshire)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Sullivan County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional63.39%73.39%72.15%-1.24%
FHA19.33%17.81%17.02%-0.79%
VA13.79%8.22%10.83%2.61%
USDA3.49%0.59%0.00%-0.59%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Average Loan-to-Value by Loan Type (Sullivan County, New Hampshire)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Sullivan County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional74.10%75.60%69.10%-6.50%
FHA98.70%88.00%85.90%-2.10%
VA100.00%94.50%93.80%-0.70%
USDA98.50%97.20%0.00%-97.20%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

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