2026 Mortgage Loan Limits for Switzerland County, Indiana
Switzerland County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Switzerland County Loan Limits: Complete Historical Table
Browse the full historical data for Switzerland County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Switzerland County, Indiana
The following cities and communities are covered by Switzerland County loan limits. Whether you're looking for mortgage loan limits in East Enterprise, Florence, Lamb or any other Switzerland County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Switzerland County, Indiana Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Switzerland County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Switzerland County, Indiana)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Switzerland County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 167 | 94 | 80 | ▼-14.89% |
| FHA | 31 | 40 | 34 | ▼-15.00% |
| VA | 18 | 9 | 23 | ▲155.56% |
| USDA | 12 | 2 | 4 | ▲100.00% |
Market Share by Loan Type (Switzerland County, Indiana)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Switzerland County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 73.25% | 64.83% | 56.74% | ▼-8.09% |
| FHA | 13.60% | 27.59% | 24.11% | ▼-3.48% |
| VA | 7.89% | 6.21% | 16.31% | ▲10.10% |
| USDA | 5.26% | 1.38% | 2.84% | ▲1.46% |
Average Loan-to-Value by Loan Type (Switzerland County, Indiana)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Switzerland County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 72.80% | 69.40% | 68.30% | ▼-1.10% |
| FHA | 96.20% | 90.20% | 93.50% | ▲3.30% |
| VA | 100.00% | 97.40% | 100.00% | ▲2.60% |
| USDA | 97.30% | 91.30% | 100.00% | ▲8.70% |
