2026 Mortgage Loan Limits for Tazewell County, Illinois

Tazewell County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Tazewell County Loan Limits: Complete Historical Table

Browse the full historical data for Tazewell County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Tazewell County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Tazewell County, Illinois

The following cities and communities are covered by Tazewell County loan limits. Whether you're looking for mortgage loan limits in Armington, Boynton, Cincinnati or any other Tazewell County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Armington
Boynton
Cincinnati
Creve Coeur
Deer Creek (Township)
Delavan
Delavan (Township)
Dillon
East Peoria
Elm Grove
Fondulac
Green Valley
Groveland
Heritage Lake
Hittle
Hopedale
Hopedale (Township)
Little Mackinaw
Mackinaw
Mackinaw (Township)
Malone
Marquette Heights
Minier
Morton
Morton (Township)
North Pekin
Pekin (Township)
Sand Prairie
South Pekin
Spring Lake
Tremont
Tremont (Township)
Washington
Washington (Township)

Tazewell County, Illinois Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Tazewell County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Tazewell County, Illinois)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Tazewell County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional2,1831,3501,336-1.04%
FHA459357306-14.29%
VA21914318428.67%
USDA33770.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Tazewell County, Illinois)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Tazewell County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional75.43%72.70%72.89%0.19%
FHA15.86%19.22%16.69%-2.53%
VA7.57%7.70%10.04%2.34%
USDA1.14%0.38%0.38%0.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Tazewell County, Illinois)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Tazewell County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional85.60%85.50%86.60%1.10%
FHA94.70%93.30%91.30%-2.00%
VA100.00%96.60%100.00%3.40%
USDA99.60%98.80%100.00%1.20%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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