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Updated: December 2, 2024

2025 Mortgage Loan Limits: Tehama County, California

Property Type2025 Loan Limit
1-Unit Homes$806,500
2-Unit Homes$1,032,650
3-Unit Homes$1,248,150
4-Unit Homes$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Tehama County, California, mortgage loan limits apply in:

Tehama County 2025 mortgage loan limits include the following cities: Bend, Corning, Dales, Flournoy, Gerber, Lake California, Las Flores, Los Molinos, Manton, Mineral, Paskenta, Paynes Creek, Proberta, Rancho Tehama Reserve, Red Bluff, Richfield, Tehama, Vina

Historical Charts: Mortgage Loan Limits in Tehama County, California

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Tehama County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Mortgage Statistics from Tehama County, California

Mortgage statistics for Tehama County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

MortgagesTotal
Purchase Mortgages (2018-2023)3465
Loan TypeRelative Share
Conventional58.76%
FHA24.56%
VA9.26%
USDA7.42%
Property TypeRelative Share
1-Unit Homes98.24%
2-Unit Homes1.30%
3-Unit Homes0.14%
4-Unit Homes0.32%
Borrower StatusRelative Share
One Applicant51.00%
Two or More Applicants49.00%
GenderRelative Share
Male33.19%
Female20.52%
Joint Sex42.68%
Not Available3.61%
RaceRelative Share
American Indian / Alaska Native1.36%
Asian1.67%
Black / African American0.84%
Native Hawaiian / Other Pacific Islander0.35%
White82.16%
Mixed Race2.91%
Other Race10.71%
EthnicityRelative Share
Hispanic or Latino17.55%
Not Hispanic or Latino68.51%
Joint Ethnicity3.75%
Other Ethnicity10.19%

Tehama County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Tehama County, California

Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Tehama County, California. Local loan limits and county-level mortgage data updated regularly.

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