2026 Mortgage Loan Limits for Toombs County, Georgia
Toombs County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Toombs County Loan Limits: Complete Historical Table
Browse the full historical data for Toombs County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Toombs County, Georgia
The following cities and communities are covered by Toombs County loan limits. Whether you're looking for mortgage loan limits in Lyons, Ohoopee, Santa Claus or any other Toombs County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Toombs County, Georgia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Toombs County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Toombs County, Georgia)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Toombs County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 137 | 81 | 84 | ▲3.70% |
| FHA | 57 | 52 | 64 | ▲23.08% |
| VA | 34 | 25 | 29 | ▲16.00% |
| USDA | 8 | 4 | 5 | ▲25.00% |
Market Share by Loan Type (Toombs County, Georgia)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Toombs County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 58.05% | 50.00% | 46.15% | ▼-3.85% |
| FHA | 24.15% | 32.10% | 35.16% | ▲3.06% |
| VA | 14.41% | 15.43% | 15.93% | ▲0.50% |
| USDA | 3.39% | 2.47% | 2.75% | ▲0.28% |
Average Loan-to-Value by Loan Type (Toombs County, Georgia)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Toombs County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 79.80% | 78.80% | 84.50% | ▲5.70% |
| FHA | 91.60% | 85.40% | 89.20% | ▲3.80% |
| VA | 100.00% | 94.20% | 100.00% | ▲5.80% |
| USDA | 100.00% | 96.80% | 98.80% | ▲2.00% |
