Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Virginia Beach City, Virginia

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Virginia Beach City, Virginia, mortgage loan limits apply in:

Virginia Beach City 2025 mortgage loan limits include the following cities: Virginia Beach
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Virginia Beach City, Virginia

Virginia Beach City mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Virginia Beach City, Virginia

Virginia Beach City mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
37,108
Loan Type
Relative Share
Conventional
48.06%
FHA
14.02%
VA
37.92%
USDA
0.01%
Property Type
Relative Share
1-Unit Homes
99.74%
2-Unit Homes
0.23%
3-Unit Homes
0.01%
4-Unit Homes
0.01%
Borrower Status
Relative Share
One Applicant
63.53%
Two or More Applicants
36.47%
Gender
Relative Share
Male
39.62%
Female
23.22%
Joint Sex
31.99%
Not Available
5.17%
Race
Relative Share
American Indian / Alaska Native
0.45%
Asian
7.24%
Black / African American
9.62%
Native Hawaiian / Other Pacific Islander
0.30%
White
64.75%
Mixed Race
3.06%
Other Race
14.59%
Ethnicity
Relative Share
Hispanic or Latino
5.96%
Not Hispanic or Latino
77.50%
Joint Ethnicity
2.19%
Other Ethnicity
14.35%
Virginia Beach City data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Virginia Beach City, Virginia

2025 conforming and FHA mortgage loan limits for for the areas surrounding Virginia Beach City, Virginia. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Currituck County, North Carolina
Northampton County, Virginia
Chesapeake City, Virginia
Hampton City, Virginia
Norfolk City, Virginia
National Data

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