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The First-Time Home Buyers Match Act: Explained

Overview: First-Time Home Buyers Match Act

Bill NumberChamberSponsorDate Introduced
H.R. 7244HouseRep. Bynum, Janelle S. [D-OR-5]January 27, 2026

The First-Time Home Buyers Match Act is a proposed bill in the House focused on supporting first-time home buyers.

Right now, the public summary available for this page is limited to the bill’s title and general intent. As more detail is released and tracked, this page will expand to cover who qualifies and how the bill would work in practice.

The First-Time Home Buyers Match Act was introduced in the 119th Congress. Note that bills often change on their way to becoming law, so this page will update as new details emerge. For real-time updates, subscribe to our newsletter.


Bill Overview

First-Time Home Buyers Match Act

First-Time Home Buyers Match Act

Congress
119th
House Bill
H.R. 7244

Bill

First-Time Home Buyers Match Act

House of Representatives

Lead Sponsors
Rep. Bynum, Janelle S. [D-OR-5]
D-OR-5
Committee
Not assigned
Latest Actions
January 27, 2026Referred to the House Committee on Financial Services.

What Is the First-Time Home Buyers Match Act?

The First-Time Home Buyers Match Act is a proposed House bill designed to help first-time home buyers. Based on the information available so far, the bill’s purpose is to create support for people buying their first home.

As Congress publishes more details that explain how the support works, this page will be updated with the specific rules and benefits.

Who Qualifies For The First-Time Home Buyers Match Act?

The bill’s name indicates it targets first-time home buyers. The bill summary available for this page does not yet list the eligibility rules.

When the synced bill data includes additional details, this section will cover items like:

  • How the bill defines a first-time home buyer
  • Any income limits or purchase price limits
  • Whether the home must be your primary residence

More program detail will make it easier to tell who the bill is designed to serve.

How The First-Time Home Buyers Match Act Works

The currently available summary does not describe the program structure or how assistance would be provided.

When more information is available, this section will explain:

  • What type of support is offered and how it is delivered
  • How the support may affect your down payment and closing costs
  • When the benefit would apply in the home buying timeline

As the First-Time Home Buyers Match Act moves through Congress, the Bill Tracker above will show updates that help clarify how the bill is written.

Who Sponsors the First-Time Home Buyers Match Act?

Sponsor and cosponsor details will appear in the Bill Tracker as soon as they are synced. For the latest legislative updates and cosponsors, see the Bill Tracker above.


Frequently Asked Questions About the First-Time Home Buyers Match Act

Get answers to common questions about the proposed First-Time Home Buyers Match Act.

What is the First-Time Home Buyers Match Act?

The First-Time Home Buyers Match Act is a proposed House bill that focuses on helping first-time home buyers, based on the bill summary available so far.

Is the First-Time Home Buyers Match Act a law yet?

No. The First-Time Home Buyers Match Act is a bill introduced in Congress, and it would need to pass the House and Senate and be signed to become law.

Who would the First-Time Home Buyers Match Act help?

The bill is intended to support first-time home buyers. Specific eligibility rules and benefits may be clarified as Congress releases more detail and the bill moves through the legislative process.

What benefits does the First-Time Home Buyers Match Act provide?

Publicly available information provided here only states the bill’s name and general focus. As additional summaries and legislative text details become available, this page will be updated with the specific benefits.

Does the First-Time Home Buyers Match Act apply to buying a primary residence?

The available summary does not spell out occupancy rules. Many home buyer-focused programs target primary residences, and the bill’s details may confirm this as it develops.

When was the First-Time Home Buyers Match Act introduced?

This page uses today’s date as a placeholder when an introduced date is not provided. The Bill Tracker above will reflect the introduced date when it is synced.


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About the Author

Dan Green

Dan Green

20-year Mortgage Expert

Dan Green is a mortgage expert with over 20 years of direct mortgage experience. He has helped millions of homebuyers navigate their mortgages and is regularly cited by the press for his mortgage insights. Dan combines deep industry knowledge with clear, practical guidance to help buyers make informed decisions about their home financing.

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