Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Alabama

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Alabama mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Alabama

Alabama mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Alabama

Alabama mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
405,767
Loan Type
Relative Share
Conventional
61.95%
FHA
19.79%
VA
13.38%
USDA
4.87%
Property Type
Relative Share
1-Unit Homes
99.57%
2-Unit Homes
0.30%
3-Unit Homes
0.05%
4-Unit Homes
0.08%
Borrower Status
Relative Share
One Applicant
62.23%
Two or More Applicants
37.77%
Gender
Relative Share
Male
37.88%
Female
23.88%
Joint Sex
33.60%
Not Available
4.64%
Race
Relative Share
American Indian / Alaska Native
0.40%
Asian
2.12%
Black / African American
13.86%
Native Hawaiian / Other Pacific Islander
0.11%
White
73.59%
Mixed Race
1.50%
Other Race
8.43%
Ethnicity
Relative Share
Hispanic or Latino
2.93%
Not Hispanic or Latino
86.55%
Joint Ethnicity
1.24%
Other Ethnicity
9.28%
Alabama data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Alabama Counties

2025 conforming and FHA mortgage loan limits for all Alabama counties. Local loan limits and county-level mortgage data updated regularly.

Alabama Counties

Autauga County, Alabama
Baldwin County, Alabama
Barbour County, Alabama
Bibb County, Alabama
Blount County, Alabama
Bullock County, Alabama
Butler County, Alabama
Calhoun County, Alabama
Chambers County, Alabama
Cherokee County, Alabama
Chilton County, Alabama
Choctaw County, Alabama
Clarke County, Alabama
Clay County, Alabama
Cleburne County, Alabama
Coffee County, Alabama
Colbert County, Alabama
Conecuh County, Alabama
Coosa County, Alabama
Covington County, Alabama
Crenshaw County, Alabama
Cullman County, Alabama
Dale County, Alabama
Dallas County, Alabama
Dekalb County, Alabama
Elmore County, Alabama
Escambia County, Alabama
Etowah County, Alabama
Fayette County, Alabama
Franklin County, Alabama
Geneva County, Alabama
Greene County, Alabama
Hale County, Alabama
Henry County, Alabama
Houston County, Alabama
Jackson County, Alabama
Jefferson County, Alabama
Lamar County, Alabama
Lauderdale County, Alabama
Lawrence County, Alabama
Lee County, Alabama
Limestone County, Alabama
Lowndes County, Alabama
Macon County, Alabama
Madison County, Alabama
Marengo County, Alabama
Marion County, Alabama
Marshall County, Alabama
Mobile County, Alabama
Monroe County, Alabama
Montgomery County, Alabama
Morgan County, Alabama
Perry County, Alabama
Pickens County, Alabama
Pike County, Alabama
Randolph County, Alabama
Russell County, Alabama
St. Clair County, Alabama
Shelby County, Alabama
Sumter County, Alabama
Talladega County, Alabama
Tallapoosa County, Alabama
Tuscaloosa County, Alabama
Walker County, Alabama
Washington County, Alabama
Wilcox County, Alabama
Winston County, Alabama
National Data

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