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Updated: December 2, 2024

2025 Mortgage Loan Limits: Bethel Census Area, Alaska

Property Type2025 Loan Limit
1-Unit Homes$1,209,750
2-Unit Homes$1,548,975
3-Unit Homes$1,872,225
4-Unit Homes$2,326,875

Source: Federal Housing Finance Agency; Federal Housing Administration

Bethel Census Area, Alaska, mortgage loan limits apply in:

Bethel Census Area 2025 mortgage loan limits include the following cities: Akiachak, Akiak, Aniak, Atmautluak, Bethel, Chefornak, Chuathbaluk, Crooked Creek, Eek, Goodnews Bay, Kasigluk, Kipnuk, Kongiganak, Kwethluk, Kwigillingok, Lime Village, Lower Kalskag, Mekoryuk, Mertarvik, Napakiak, Napaskiak, Newtok, Nightmute, Nunapitchuk, Oscarville, Platinum, Quinhagak, Red Devil, Sleetmute, Stony River, Toksook Bay, Tuluksak, Tuntutuliak, Tununak, Upper Kalskag

Historical Charts: Mortgage Loan Limits in Bethel Census Area, Alaska

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Bethel Census Area, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Mortgage Statistics from Bethel Census Area, Alaska

Mortgage statistics for Bethel Census Area, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

MortgagesTotal
Purchase Mortgages (2018-2023)202
Loan TypeRelative Share
Conventional47.52%
FHA34.65%
VA9.90%
USDA7.92%
Property TypeRelative Share
1-Unit Homes89.11%
2-Unit Homes8.91%
3-Unit Homes0.99%
4-Unit Homes0.99%
Borrower StatusRelative Share
One Applicant59.41%
Two or More Applicants40.59%
GenderRelative Share
Male32.18%
Female26.73%
Joint Sex34.16%
Not Available6.93%
RaceRelative Share
American Indian / Alaska Native34.65%
Asian1.49%
Black / African American0.50%
Native Hawaiian / Other Pacific Islander0.00%
White33.66%
Mixed Race10.89%
Other Race18.81%
EthnicityRelative Share
Hispanic or Latino4.46%
Not Hispanic or Latino68.32%
Joint Ethnicity3.47%
Other Ethnicity23.76%

Bethel Census Area data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Bethel Census Area, Alaska

Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Bethel Census Area, Alaska. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Dillingham Census Area

View Loan Limits →

Kenai Peninsula Borough

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Lake and Peninsula Borough

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Matanuska Susitna Borough

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Kusilvak Census Area

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Yukon Koyukuk Census Area

View Loan Limits →

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