2026 Mortgage Loan Limits for Kenai Peninsula Borough, Alaska

Kenai Peninsula Borough Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Kenai Peninsula Borough Loan Limits: Complete Historical Table

Browse the full historical data for Kenai Peninsula Borough mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$1,249,125$811,925$1,249,125$649,525
2025$1,209,750$524,225$1,209,750-
2024$1,149,825$498,257$1,149,825-
2023$1,089,300$472,030$1,089,300-
2022$970,800$420,680$970,800-
2021$822,375$356,362$822,375-
2020$765,600$331,760$765,600-
2019$726,525$314,827$726,525-
2018$679,650$294,515$679,650-
2017$636,150$275,665$636,150-
2016$625,500$271,050$625,500-
2015$625,500$271,050$625,500-
2014$625,500$271,050$625,500-
2013$625,500$271,050$625,500-
2012$625,500$271,050$625,500-
2011$625,500$271,050$625,500-
2010$625,500$271,050$625,500-
2009$625,500$271,050$625,500-
2008$417,000$200,160$417,000-

Note: These are the Kenai Peninsula Borough loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Kenai Peninsula Borough, Alaska

The following cities and communities are covered by Kenai Peninsula Borough loan limits. Whether you're looking for mortgage loan limits in Anchor Point, Bear Creek, Beluga or any other Kenai Peninsula Borough city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Anchor Point
Bear Creek
Beluga
Clam Gulch
Cohoe
Cooper Landing
Crown Point
Diamond Ridge
Fox River
Fritz Creek
Funny River
Halibut Cove
Happy Valley
Homer
Hope
Kachemak
Kalifornsky
Kasilof
Kenai
Lowell Point
Moose Pass
Nanwalek
Nikiski
Nikolaevsk
Ninilchik
Point Possession
Port Graham
Primrose
Ridgeway
Salamatof
Seldovia
Seldovia Village
Seward
Soldotna
Sterling
Sunrise
Tyonek

Kenai Peninsula Borough, Alaska Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Kenai Peninsula Borough, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

HMDA data not available for this county
HMDA data not available for this county
HMDA data not available for this county


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

Compare 50+ Lenders & Find Better Rates

Join 4M+ homebuyers who compared rates first

100% free · No signup required · No credit impact

Homebuyer.com is not a lender or mortgage broker. We don't provide quotes or credit decisions. We display links to lenders who may offer services.

Happy man holding house keys celebrating successful home purchase

Can You Qualify?

Find out now • No obligation

Get A Free Quote →