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2026 Mortgage Loan Limits for Kodiak Island Borough, Alaska

Kodiak Island Borough Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Kodiak Island Borough Loan Limits: Complete Historical Table

Browse the full historical data for Kodiak Island Borough mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$1,249,125$811,925$1,249,125$649,525
2025$1,209,750$541,650$1,209,750-
2024$1,149,825$517,500$1,149,825-
2023$1,089,300$485,300$1,089,300-
2022$970,800$453,100$970,800-
2021$822,375$417,450$822,375-
2020$765,600$408,250$765,600-
2019$726,525$407,100$726,525-
2018$679,650$381,800$679,650-
2017$636,150$381,800$636,150-
2016$625,500$381,800$625,500-
2015$625,500$381,800$625,500-
2014$625,500$381,800$625,500-
2013$625,500$342,700$625,500-
2012$625,500$334,650$625,500-
2011$625,500$330,050$625,500-
2010$625,500$322,000$625,500-
2009$625,500$271,050$625,500-
2008$417,000$200,160$417,000-

Note: These are the Kodiak Island Borough loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Kodiak Island Borough, Alaska

The following cities and communities are covered by Kodiak Island Borough loan limits. Whether you're looking for mortgage loan limits in Akhiok, Aleneva, Chiniak or any other Kodiak Island Borough city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Akhiok
Aleneva
Chiniak
Karluk
Kodiak
Kodiak Station
Larsen Bay
Mill Bay
Old Harbor
Ouzinkie
Port Lions
Womens Bay

Kodiak Island Borough, Alaska Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Kodiak Island Borough, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

HMDA data not available for this county
HMDA data not available for this county
HMDA data not available for this county


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

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