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Dan Green

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Mortgage Loan Limits: Blanco County, Texas

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Mortgage Loan Limits for Blanco County, Texas

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

What’s On This Page

This interactive home buyer tool shows current conforming and FHA mortgage loan limits in the U.S., alongside charts that detail historical local loan limit changes from 1970 to present.

The mortgage loan limits information on this page is sourced from the Federal Housing Finance Agency (FHFA) and the Federal Housing Administration (FHA), and is verified for changes regularly.

As a helpful added resource, this page also contains local home buyer demographic data, provided by the Home Mortgage Disclosure Act.

Blanco County, Texas, mortgage loan limits apply in:

Blanco County 2024 mortgage loan limits include the following cities: Blanco, Johnson City, Round Mountain

What Is A Mortgage Loan Limit?

Mortgage loan limits are the upper boundaries for how much a home buyer can borrow on a mortgage. Loan limits vary by home type and county, with some counties receiving the high-cost areas designation.

The Federal Housing Finance Agency (FHFA) sets mortgage loan limits for conforming mortgages and the Federal Housing Administration (FHA) sets loan limits for FHA mortgages. In Blanco County, the 2024 conforming mortgage loan limit for a 1-unit home is $766,550. The 2024 FHA mortgage loan limit for a 1-unit home is $498,257.

Conforming and FHA mortgage loan limits change annually to reflect changes in local and national home values. Loans that exceed conforming loan limit sizes are commonly called jumbo mortgages. In 2024, there are no mortgage loan limits for VA loans or USDA loans.

What are Mortgage Loan Limits?
Video Length: 02:13

Mortgage Loan Limits Near Blanco County, Texas

Get 2024 conforming and FHA mortgage loan limits for the areas surrounding Blanco County, Texas. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Mortgage Loan Limits
Burnet County, Texas
Mortgage Loan Limits
Comal County, Texas
Mortgage Loan Limits
Gillespie County, Texas
Mortgage Loan Limits
Hays County, Texas
Mortgage Loan Limits
Kendall County, Texas
Mortgage Loan Limits
Llano County, Texas
Mortgage Loan Limits
Travis County, Texas
Mortgage Loan Limits
National Data

Historical Charts: Mortgage Loan Limits in Blanco County, Texas

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Blanco County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Conforming Loans
FHA Loans

Mortgage Statistics from Blanco County, Texas

Mortgage statistics for Blanco County for the most recently-available five-year period as sourced from the Home Mortgage Disclosure Act (HMDA) database and maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database stores detailed, anonymous loan data on a national basis and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

Loan Type
Relative Share
Conventional
76.09%
FHA
11.91%
VA
10.53%
USDA
1.46%
Property Type
Relative Share
1-Unit Homes
99.11%
2-Unit Homes
0.73%
3-Unit Homes
0.16%
4-Unit Homes
0.00%
Borrower Status
Relative Share
One Borrower
12.40%
Two or More Borrowers
87.60%
Gender
Relative Share
Male
58.93%
Female
24.83%
Not Specified
16.24%
Race
Relative Share
American Indian / Alaska Native
0.89%
Asian
0.33%
Black / African American
0.22%
Native Hawaiian / Other Pacific Islander
0.00%
White
96.11%
Other
2.45%
Ethnicity
Relative Share
Hispanic or Latino
8.19%
Not Hispanic or Latino
85.30%
Blanco County data represents closed-end, first-lien purchase mortgages for residential properties, 1-4 units, for the 5-year period 2018-2022. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Statistics Near Blanco County, Texas

Get mortgage statistics for the areas surrounding Blanco County, Texas.

Mortgage Statistics
Burnet County, Texas
Mortgage Statistics
Comal County, Texas
Mortgage Statistics
Gillespie County, Texas
Mortgage Statistics
Hays County, Texas
Mortgage Statistics
Kendall County, Texas
Mortgage Statistics
Llano County, Texas
Mortgage Statistics
Travis County, Texas
Mortgage Statistics
National Data

See National 2024 U.S. Mortgage Statistics

Pie chart illustration

See Today’s Mortgage Rates in Blanco County, Texas

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