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Find the mortgage loan limits for any U.S. address
2023 Mortgage Loan Limits for Bronx County, New York
Conforming Loans
FHA Loans
Property Type
2023 Loan Limit
1-Unit Homes
$1,089,300
2-Unit Homes
$1,394,775
3-Unit Homes
$1,685,850
4-Unit Homes
$2,095,200
Property Type
2023 Loan Limit
1-Unit Homes
$1,089,300
2-Unit Homes
$1,394,775
3-Unit Homes
$1,685,850
4-Unit Homes
$2,095,200
Source: Federal Housing Finance Agency; Federal Housing Administration
Bronx County, New York, mortgage loan limits apply in:
Bronx County 2023 mortgage loan limits include the following cities: The Bronx
What is a mortgage loan limit?
Mortgage loan limits are the upper boundaries for how much a home buyer can borrow on a mortgage. Loan limits vary by county and home type.
The Federal Housing Finance Agency (FHFA) sets mortgage loan limits for conforming mortgages and the Federal Housing Administration (FHA) sets loan limits for FHA mortgages. In Bronx County, the 2023 conforming mortgage loan limit for a 1-unit home is $1,089,300. The 2023 FHA mortgage loan limit for a 1-unit home is $1,089,300.
Conforming and FHA mortgage loan limits change annually to reflect changes in local and national home values. Loans that exceed conforming loan limit sizes are commonly called jumbo mortgages. As of 2023, there are no mortgage loan limits for VA loans or USDA loans.
Is Now A Good Time To Buy A House [September 2023]
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Mortgage Loan Limits Near Bronx County, New York
Get 2023 conforming and FHA mortgage loan limits for the areas surrounding Bronx County, New York. Local loan limits and county-level mortgage data updated regularly.
Historical Charts: Mortgage Loan Limits in Bronx County, New York
Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Bronx County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.
Conforming Loans
FHA Loans
Mortgage Statistics from Bronx County, New York
Mortgage statistics for Bronx County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.
Bronx County, New York (2018-2022)
Loan Type
Relative Share
Conventional
70.39%
FHA
28.03%
VA
1.58%
USDA
0.00%
Property Type
Relative Share
1-Unit Homes
61.71%
2-Unit Homes
31.65%
3-Unit Homes
5.61%
4-Unit Homes
1.03%
Borrower Status
Relative Share
One Borrower
15.29%
Two or More Borrowers
84.71%
Gender
Relative Share
Male
48.64%
Female
32.88%
Not Specified
18.48%
Race
Relative Share
American Indian / Alaska Native
0.55%
Asian
22.58%
Black / African American
25.72%
Native Hawaiian / Other Pacific Islander
0.63%
White
47.13%
Other
3.39%
Ethnicity
Relative Share
Hispanic or Latino
28.64%
Not Hispanic or Latino
68.35%
Bronx County data represents closed-end, first-lien purchase mortgages for residential properties, 1-4 units, for the 5-year period 2018-2022. Source: FFEIC Home Mortgage Disclosure Act
Mortgage Statistics Near Bronx County, New York
Get mortgage statistics for the areas surrounding Bronx County, New York.
See Today’s Mortgage Rates in Bronx County, New York
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