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Mortgage Loan Limits for Nassau County, New York
Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$1,149,825
2-Unit Homes
$1,472,250
3-Unit Homes
$1,779,525
4-Unit Homes
$2,211,600
Property Type
2024 Loan Limit
1-Unit Homes
$1,149,825
2-Unit Homes
$1,472,250
3-Unit Homes
$1,685,850
4-Unit Homes
$2,211,600
Source: Federal Housing Finance Agency; Federal Housing Administration
Nassau County, New York, mortgage loan limits apply in:
Nassau County 2024 mortgage loan limits include the following cities: Albertson, Atlantic Beach, Baldwin, Barnum Island, Baxter Estates, Bay Park, Bayville, Bellerose, Bellerose Terrace, Bellmore, Bethpage, Brookville, Carle Place, Cedarhurst, Centre Island, Cove Neck, East Atlantic Beach, East Hills, East Massapequa, East Meadow, East Norwich, East Rockaway, East Williston, Elmont, Farmingdale, Floral Park, Flower Hill, Franklin Square, Freeport, Garden City, Garden City Park, Garden City South, Glen Cove, Glen Head, Glenwood Landing, Great Neck, Great Neck Estates, Great Neck Gardens, Great Neck Plaza, Greenvale, Harbor Hills, Harbor Isle, Hempstead, Hempstead (Town), Herricks, Hewlett, Hewlett Bay Park, Hewlett Harbor, Hewlett Neck, Hicksville, Inwood, Island Park, Jericho, Kensington, Kings Point, Lake Success, Lakeview, Lattingtown, Laurel Hollow, Lawrence, Levittown, Lido Beach, Locust Valley, Long Beach, Lynbrook, Malverne, Malverne Park Oaks, Manhasset, Manhasset Hills, Manorhaven, Massapequa, Massapequa Park, Matinecock, Merrick, Mill Neck, Mineola, Munsey Park, Muttontown, New Cassel, New Hyde Park, North Bellmore, North Hempstead, North Hills, North Lynbrook, North Massapequa, North Merrick, North New Hyde Park, North Valley Stream, North Wantagh, Oceanside, Old Bethpage, Old Brookville, Old Westbury, Oyster Bay, Oyster Bay (CDP), Oyster Bay Cove, Plainedge, Plainview, Plandome, Plandome Heights, Plandome Manor, Point Lookout, Port Washington, Port Washington North, Rockville Centre, Roosevelt, Roslyn, Roslyn Estates, Roslyn Harbor, Roslyn Heights, Russell Gardens, Saddle Rock, Saddle Rock Estates, Salisbury, Sands Point, Sea Cliff, Seaford, Searingtown, South Farmingdale, South Floral Park, South Hempstead, South Valley Stream, Stewart Manor, Syosset, Thomaston, Uniondale, University Gardens, Upper Brookville, Valley Stream, Wantagh, Westbury, West Hempstead, Williston Park, Woodbury, Woodmere, Woodsburgh
Historical Charts: Mortgage Loan Limits in Nassau County, New York
Nassau County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.
Conforming Loans
FHA Loans
Mortgage Statistics from Nassau County, New York
Nassau County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.
Loan Type
Relative Share
Conventional
83.57%
FHA
14.68%
VA
1.76%
USDA
0.00%
Property Type
Relative Share
1-Unit Homes
97.24%
2-Unit Homes
2.68%
3-Unit Homes
0.06%
4-Unit Homes
0.02%
Borrower Status
Relative Share
One Borrower
10.90%
Two or More Borrowers
89.10%
Gender
Relative Share
Male
57.57%
Female
28.90%
Not Specified
13.53%
Race
Relative Share
American Indian / Alaska Native
0.21%
Asian
24.15%
Black / African American
10.36%
Native Hawaiian / Other Pacific Islander
0.28%
White
62.42%
Other
2.58%
Ethnicity
Relative Share
Hispanic or Latino
11.28%
Not Hispanic or Latino
85.72%
New York data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act
Mortgage Loan Limits Near Nassau County, New York
2024 conforming and FHA mortgage loan limits for for the areas surrounding Nassau County, New York. Local loan limits and county-level mortgage data updated regularly.
See Today’s Mortgage Rates in Nassau County, New York
Today's 30-year fixed-rate mortgage rate in New York is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.
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