Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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Certified Accurate

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Mortgage Loan Limits for New York

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

New York mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in New York

New York mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from New York

New York mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
80.91%
FHA
14.74%
VA
0.47%
USDA
3.89%
Property Type
Relative Share
1-Unit Homes
92.20%
2-Unit Homes
6.83%
3-Unit Homes
0.71%
4-Unit Homes
0.26%
Borrower Status
Relative Share
One Borrower
60.35%
Two or More Borrowers
39.65%
Gender
Relative Share
Male
54.81%
Female
32.25%
Not Specified
12.93%
Race
Relative Share
American Indian / Alaska Native
0.26%
Asian
12.91%
Black / African American
7.20%
Native Hawaiian / Other Pacific Islander
0.19%
White
76.96%
Other
2.48%
Ethnicity
Relative Share
Hispanic or Latino
8.89%
Not Hispanic or Latino
88.76%
New York data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All New York Counties

2024 conforming and FHA mortgage loan limits for all New York counties. Local loan limits and county-level mortgage data updated regularly.

New York Counties

Bronx County, New York
Kings County, New York
Nassau County, New York
New York County, New York
Putnam County, New York
Queens County, New York
Richmond County, New York
Rockland County, New York
Suffolk County, New York
Westchester County, New York
Dutchess County, New York
Orange County, New York
Albany County, New York
Allegany County, New York
Broome County, New York
Cattaraugus County, New York
Cayuga County, New York
Chautauqua County, New York
Chemung County, New York
Chenango County, New York
Clinton County, New York
Columbia County, New York
Cortland County, New York
Delaware County, New York
Erie County, New York
Essex County, New York
Franklin County, New York
Fulton County, New York
Genesee County, New York
Greene County, New York
Hamilton County, New York
Herkimer County, New York
Jefferson County, New York
Lewis County, New York
Livingston County, New York
Madison County, New York
Monroe County, New York
Montgomery County, New York
Niagara County, New York
Oneida County, New York
Onondaga County, New York
Ontario County, New York
Orleans County, New York
Oswego County, New York
Otsego County, New York
Rensselaer County, New York
St. Lawrence County, New York
Saratoga County, New York
Schenectady County, New York
Schoharie County, New York
Schuyler County, New York
Seneca County, New York
Steuben County, New York
Sullivan County, New York
Tioga County, New York
Tompkins County, New York
Ulster County, New York
Warren County, New York
Washington County, New York
Wayne County, New York
Wyoming County, New York
Yates County, New York
National Data

See Today’s Mortgage Rates in New York

       

Today's 30-year fixed-rate mortgage rate in New York is 6.375%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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