Dan Green
Dan Green

Dan Green

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Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Dutchess County, New York

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Dutchess County, New York, mortgage loan limits apply in:

Dutchess County 2025 mortgage loan limits include the following cities: Amenia, Amenia (CDP), Arlington, Bard College, Barrytown, Beacon, Beekman, Brinckerhoff, Chelsea Cove, Clinton, Crown Heights, Dover, Dover Plains, East Fishkill, Fairview, Fishkill, Fishkill (Town), Freedom Plains, Haviland, Hillside Lake, Hopewell Junction, Hyde Park, Hyde Park (CDP), LaGrange, MacDonnell Heights, Marist College, Merritt Park, Milan, Millbrook, Millerton, Myers Corner, New Hackensack, New Hamburg, North East, Pawling, Pawling (Town), Pine Plains, Pine Plains (CDP), Pleasant Valley, Pleasant Valley (CDP), Poughkeepsie, Poughkeepsie (Town), Red Hook, Red Hook (Town), Red Oaks Mill, Rhinebeck, Rhinebeck (Town), Rhinecliff, Salt Point, Shorehaven, Spackenkill, Staatsburg, Stanford, Titusville, Tivoli, Union Vale, Upper Red Hook, Vassar College, Wappinger, Wappingers Falls, Washington, Wassaic, Wingdale
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Dutchess County, New York

Dutchess County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Dutchess County, New York

Dutchess County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
15,347
Loan Type
Relative Share
Conventional
84.35%
FHA
12.22%
VA
3.28%
USDA
0.14%
Property Type
Relative Share
1-Unit Homes
96.48%
2-Unit Homes
2.72%
3-Unit Homes
0.55%
4-Unit Homes
0.25%
Borrower Status
Relative Share
One Applicant
53.95%
Two or More Applicants
46.05%
Gender
Relative Share
Male
32.09%
Female
23.83%
Joint Sex
37.37%
Not Available
6.71%
Race
Relative Share
American Indian / Alaska Native
0.33%
Asian
3.45%
Black / African American
8.24%
Native Hawaiian / Other Pacific Islander
0.12%
White
68.72%
Mixed Race
2.74%
Other Race
16.39%
Ethnicity
Relative Share
Hispanic or Latino
11.44%
Not Hispanic or Latino
70.30%
Joint Ethnicity
3.34%
Other Ethnicity
14.93%
Dutchess County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Dutchess County, New York

2025 conforming and FHA mortgage loan limits for for the areas surrounding Dutchess County, New York. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Fairfield County, Connecticut
Litchfield County, Connecticut
Berkshire County, Massachusetts
Columbia County, New York
Orange County, New York
Putnam County, New York
Ulster County, New York
National Data

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.