2026 Mortgage Loan Limits for Northwest Hills Planning Region, Connecticut

Northwest Hills Planning Region Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Northwest Hills Planning Region Loan Limits: Complete Historical Table

Browse the full historical data for Northwest Hills Planning Region mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$524,225$832,750$0
2025$806,500$524,225$806,500-
2024$766,550$498,257$766,550-
2023$726,200$472,030$726,200-
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$337,500$417,000-
2012$417,000$337,500$417,000-
2011$417,000$337,500$417,000-
2010$417,000$337,500$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Northwest Hills Planning Region loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Northwest Hills Planning Region, Connecticut

The following cities and communities are covered by Northwest Hills Planning Region loan limits. Whether you're looking for mortgage loan limits in Barkhamsted, Burlington, Canaan (Falls Village) or any other Northwest Hills Planning Region city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Barkhamsted
Burlington
Canaan (Falls Village)
Colebrook
Cornwall
Goshen
Hartland
Harwinton
Kent
Litchfield
Morris
New Hartford
Norfolk
North Canaan
Roxbury
Salisbury
Sharon
Torrington
Warren
Washington
Winchester

Northwest Hills Planning Region, Connecticut Mortgage Market Analysis (2018-2024)

Note on Connecticut Planning Region Data

In 2026, Connecticut transitioned from county-based to planning region-based loan limits. HMDA mortgage market data is an approximation based on county data from Litchfield County. This section will update with HMDA data for planning regions beginning in 2027.

Explore borrowing and mortgage trends in Northwest Hills Planning Region, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Northwest Hills Planning Region, Connecticut)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Northwest Hills Planning Region from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional2,6231,7510-100.00%
FHA6844260-100.00%
VA215970-100.00%
USDA3340-100.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Northwest Hills Planning Region, Connecticut)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Northwest Hills Planning Region from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional73.78%76.87%0.00%-76.87%
FHA19.24%18.70%0.00%-18.70%
VA6.05%4.26%0.00%-4.26%
USDA0.93%0.18%0.00%-0.18%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Northwest Hills Planning Region, Connecticut)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Northwest Hills Planning Region from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional77.30%69.40%0.00%-69.40%
FHA98.40%87.40%0.00%-87.40%
VA100.00%88.60%0.00%-88.60%
USDA98.90%96.90%0.00%-96.90%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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