2026 Mortgage Loan Limits for Western Connecticut Planning Region, Connecticut
Western Connecticut Planning Region Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Western Connecticut Planning Region Loan Limits: Complete Historical Table
Browse the full historical data for Western Connecticut Planning Region mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $977,500 | $524,225 | $977,500 | $0 |
| 2025 | $806,500 | $524,225 | $806,500 | - |
| 2024 | $766,550 | $498,257 | $766,550 | - |
| 2023 | $726,200 | $472,030 | $726,200 | - |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $337,500 | $417,000 | - |
| 2012 | $417,000 | $337,500 | $417,000 | - |
| 2011 | $417,000 | $337,500 | $417,000 | - |
| 2010 | $417,000 | $337,500 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Western Connecticut Planning Region, Connecticut
The following cities and communities are covered by Western Connecticut Planning Region loan limits. Whether you're looking for mortgage loan limits in Bethel, Bridgewater, Brookfield or any other Western Connecticut Planning Region city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Western Connecticut Planning Region, Connecticut Mortgage Market Analysis (2018-2024)
Note on Connecticut Planning Region Data
In 2026, Connecticut transitioned from county-based to planning region-based loan limits. HMDA mortgage market data is an approximation based on county data from Fairfield County and Litchfield County. This section will update with HMDA data for planning regions beginning in 2027.
Explore borrowing and mortgage trends in Western Connecticut Planning Region, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Western Connecticut Planning Region, Connecticut)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Western Connecticut Planning Region from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 15,378 | 7,663 | 0 | ▼-100.00% |
| FHA | 2,195 | 893 | 0 | ▼-100.00% |
| VA | 404 | 130 | 0 | ▼-100.00% |
| USDA | 1 | 0 | 0 | ▲0.00% |
Market Share by Loan Type (Western Connecticut Planning Region, Connecticut)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Western Connecticut Planning Region from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 85.54% | 88.22% | 0.00% | ▼-88.22% |
| FHA | 12.21% | 10.28% | 0.00% | ▼-10.28% |
| VA | 2.25% | 1.50% | 0.00% | ▼-1.50% |
| USDA | 0.01% | 0.00% | 0.00% | ▲0.00% |
Average Loan-to-Value by Loan Type (Western Connecticut Planning Region, Connecticut)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Western Connecticut Planning Region from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 68.80% | 69.10% | 0.00% | ▼-69.10% |
| FHA | 97.90% | 88.90% | 0.00% | ▼-88.90% |
| VA | 100.00% | 90.40% | 0.00% | ▼-90.40% |
| USDA | 100.00% | 0.00% | 0.00% | ▲0.00% |
