2026 Mortgage Loan Limits for Greater Bridgeport Planning Region, Connecticut

Greater Bridgeport Planning Region Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Greater Bridgeport Planning Region Loan Limits: Complete Historical Table

Browse the full historical data for Greater Bridgeport Planning Region mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$977,500$524,225$977,500$0
2025$806,500$524,225$806,500-
2024$766,550$498,257$766,550-
2023$726,200$472,030$726,200-
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$337,500$417,000-
2012$417,000$337,500$417,000-
2011$417,000$337,500$417,000-
2010$417,000$337,500$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Greater Bridgeport Planning Region loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Greater Bridgeport Planning Region, Connecticut

The following cities and communities are covered by Greater Bridgeport Planning Region loan limits. Whether you're looking for mortgage loan limits in Bridgeport, Easton, Fairfield or any other Greater Bridgeport Planning Region city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Bridgeport
Easton
Fairfield
Monroe
Stratford
Trumbull

Greater Bridgeport Planning Region, Connecticut Mortgage Market Analysis (2018-2024)

Note on Connecticut Planning Region Data

In 2026, Connecticut transitioned from county-based to planning region-based loan limits. HMDA mortgage market data is an approximation based on county data from Fairfield County. This section will update with HMDA data for planning regions beginning in 2027.

Explore borrowing and mortgage trends in Greater Bridgeport Planning Region, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Greater Bridgeport Planning Region, Connecticut)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Greater Bridgeport Planning Region from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional15,3787,6630-100.00%
FHA2,1958930-100.00%
VA4041300-100.00%
USDA1000.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Greater Bridgeport Planning Region, Connecticut)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Greater Bridgeport Planning Region from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional85.54%88.22%0.00%-88.22%
FHA12.21%10.28%0.00%-10.28%
VA2.25%1.50%0.00%-1.50%
USDA0.01%0.00%0.00%0.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Greater Bridgeport Planning Region, Connecticut)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Greater Bridgeport Planning Region from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional68.80%69.10%0.00%-69.10%
FHA97.90%88.90%0.00%-88.90%
VA100.00%90.40%0.00%-90.40%
USDA100.00%0.00%0.00%0.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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