2026 Mortgage Loan Limits for Burlington County, New Jersey

Burlington County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Burlington County Loan Limits: Complete Historical Table

Browse the full historical data for Burlington County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$594,550$806,500$475,640
2024$766,550$557,750$766,550$446,200
2023$726,200$529,000$726,200$423,200
2022$647,200$477,250$647,200-
2021$548,250$431,250$548,250-
2020$510,400$408,250$510,400-
2019$484,350$402,500$484,350-
2018$453,100$385,250$453,100-
2017$424,100$379,500$424,100-
2016$417,000$379,500$417,000-
2015$417,000$379,500$417,000-
2014$417,000$379,500$417,000-
2013$417,000$420,000$417,000-
2012$417,000$420,000$417,000-
2011$417,000$420,000$417,000-
2010$420,000$420,000$420,000-
2009$420,000$271,050$420,000-
2008$417,000$200,160$417,000-

Note: These are the Burlington County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Burlington County, New Jersey

The following cities and communities are covered by Burlington County loan limits. Whether you're looking for mortgage loan limits in Bass River, Beverly, Bordentown or any other Burlington County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Bass River
Beverly
Bordentown
Bordentown (Township)
Browns Mills
Burlington
Burlington (Township)
Chesterfield
Cinnaminson
Cookstown
Country Lake Estates
Crosswicks
Delanco
Delran
Eastampton
Edgewater Park
Evesham
Fieldsboro
Florence
Florence (Township)
Fort Dix
Hainesport
Jobstown
Juliustown
Leisuretowne
Lumberton
Mansfield
Maple Shade
Marlton
McGuire AFB
Medford
Medford Lakes
Moorestown
Moorestown-Lenola
Mount Holly
Mount Laurel
New Gretna
New Hanover
North Hanover
Palmyra
Pemberton
Pemberton Heights
Pemberton (Township)
Presidential Lakes Estates
Ramblewood
Riverside
Riverton
Roebling
Shamong
Southampton
Springfield
Tabernacle
Vincentown
Washington
Westampton
Willingboro
Woodland
Wrightstown

Burlington County, New Jersey Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Burlington County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Burlington County, New Jersey)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Burlington County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional6,7554,0014,3659.10%
FHA2,3781,4211,356-4.57%
VA1,17760677127.23%
USDA10991344.44%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Burlington County, New Jersey)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Burlington County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional64.83%66.27%67.10%0.83%
FHA22.82%23.54%20.85%-2.69%
VA11.30%10.04%11.85%1.81%
USDA1.05%0.15%0.20%0.05%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Burlington County, New Jersey)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Burlington County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional75.90%74.10%73.40%-0.70%
FHA97.50%88.30%86.90%-1.40%
VA100.00%95.10%100.00%4.90%
USDA99.10%98.70%97.20%-1.50%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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