2026 Mortgage Loan Limits for Butler County, Nebraska

Butler County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Butler County Loan Limits: Complete Historical Table

Browse the full historical data for Butler County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Butler County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Butler County, Nebraska

The following cities and communities are covered by Butler County loan limits. Whether you're looking for mortgage loan limits in Abie, Alexis, Bellwood or any other Butler County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Abie
Alexis
Bellwood
Bone Creek
Brainard
Bruno
Center
David City
Dwight
Franklin
Garrison
Linwood
Linwood (Township)
Oak Creek
Octavia
Olive
Platte
Plum Creek
Read
Reading
Richardson
Rising City
Savannah
Skull Creek
Summit
Surprise
Ulysses
Ulysses (Township)
Union

Butler County, Nebraska Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Butler County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Butler County, Nebraska)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Butler County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional65556721.82%
FHA12179-47.06%
VA775-28.57%
USDA4440.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Butler County, Nebraska)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Butler County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional73.86%66.27%78.82%12.55%
FHA13.64%20.48%10.59%-9.89%
VA7.95%8.43%5.88%-2.55%
USDA4.55%4.82%4.71%-0.11%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Butler County, Nebraska)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Butler County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional86.30%93.80%83.20%-10.60%
FHA90.80%95.90%100.00%4.10%
VA97.20%100.00%100.00%0.00%
USDA100.00%98.00%92.50%-5.50%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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