2026 Mortgage Loan Limits for Clarion County, Pennsylvania

Clarion County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Clarion County Loan Limits: Complete Historical Table

Browse the full historical data for Clarion County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Clarion County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Clarion County, Pennsylvania

The following cities and communities are covered by Clarion County loan limits. Whether you're looking for mortgage loan limits in Ashland, Beaver, Brady or any other Clarion County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Ashland
Beaver
Brady
Callensburg
Clarion
Clarion (Township)
Crown
East Brady
Elk
Farmington
Foxburg
Hawthorn
Highland
Knox
Knox (Township)
Leeper
Licking
Limestone
Madison
Marianne
Millcreek
Monroe
New Bethlehem
Paint
Perry
Piney
Porter
Redbank
Richland
Rimersburg
Salem
Shippenville
Sligo
St. Petersburg
Strattanville
Toby
Tylersburg
Vowinckel
Washington

Clarion County, Pennsylvania Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Clarion County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Clarion County, Pennsylvania)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Clarion County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional23112421371.77%
FHA39293210.34%
VA2223244.35%
USDA18512140.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Clarion County, Pennsylvania)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Clarion County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional74.52%68.51%75.80%7.29%
FHA12.58%16.02%11.39%-4.63%
VA7.10%12.71%8.54%-4.17%
USDA5.81%2.76%4.27%1.51%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Clarion County, Pennsylvania)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Clarion County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional76.30%93.40%100.00%6.60%
FHA92.00%82.20%90.10%7.90%
VA100.00%94.10%100.00%5.90%
USDA99.40%94.20%100.00%5.80%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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