2026 Mortgage Loan Limits for Coshocton County, Ohio

Coshocton County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Coshocton County Loan Limits: Complete Historical Table

Browse the full historical data for Coshocton County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Coshocton County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Coshocton County, Ohio

The following cities and communities are covered by Coshocton County loan limits. Whether you're looking for mortgage loan limits in Adams, Bedford, Bethlehem or any other Coshocton County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Adams
Bedford
Bethlehem
Canal Lewisville
Clark
Conesville
Coshocton
Crawford
Franklin
Fresno
Jackson
Jefferson
Keene
Lafayette
Linton
Mill Creek
Monroe
Nellie
Newcastle
Oxford
Perry
Pike
Plainfield
Tiverton
Tuscarawas
Virginia
Warsaw
Washington
West Lafayette
White Eyes

Coshocton County, Ohio Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Coshocton County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Coshocton County, Ohio)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Coshocton County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional31125328813.83%
FHA779710811.34%
VA42314958.06%
USDA593831-18.42%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Coshocton County, Ohio)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Coshocton County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional63.60%60.38%60.50%0.12%
FHA15.75%23.15%22.69%-0.46%
VA8.59%7.40%10.29%2.89%
USDA12.07%9.07%6.51%-2.56%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Coshocton County, Ohio)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Coshocton County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional74.20%99.30%100.00%0.70%
FHA92.20%85.60%88.00%2.40%
VA98.80%94.70%93.20%-1.50%
USDA95.20%94.60%94.70%0.10%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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