Dan Green
Dan Green

Dan Green

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Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Cuyahoga County, Ohio

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Cuyahoga County, Ohio, mortgage loan limits apply in:

Cuyahoga County 2025 mortgage loan limits include the following cities: Bay Village, Beachwood, Bedford, Bedford Heights, Bentleyville, Berea, Bratenahl, Brecksville, Broadview Heights, Brooklyn, Brooklyn Heights, Brook Park, Chagrin Falls, Chagrin Falls (Township), Cleveland, Cleveland Heights, Cuyahoga Heights, East Cleveland, Euclid, Fairview Park, Garfield Heights, Gates Mills, Glenwillow, Highland Heights, Highland Hills, Independence, Lakewood, Linndale, Lyndhurst, Maple Heights, Mayfield, Mayfield Heights, Middleburg Heights, Moreland Hills, Newburgh Heights, North Olmsted, North Randall, North Royalton, Oakwood, Olmsted, Olmsted Falls, Orange, Parma, Parma Heights, Pepper Pike, Richmond Heights, Rocky River, Seven Hills, Shaker Heights, Solon, South Euclid, Strongsville, University Heights, Valley View, Walton Hills, Warrensville Heights, Westlake, Woodmere
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Cuyahoga County, Ohio

Cuyahoga County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Cuyahoga County, Ohio

Cuyahoga County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
72,320
Loan Type
Relative Share
Conventional
73.41%
FHA
22.03%
VA
4.56%
USDA
0.00%
Property Type
Relative Share
1-Unit Homes
94.98%
2-Unit Homes
4.44%
3-Unit Homes
0.39%
4-Unit Homes
0.19%
Borrower Status
Relative Share
One Applicant
67.34%
Two or More Applicants
32.66%
Gender
Relative Share
Male
37.08%
Female
29.99%
Joint Sex
27.78%
Not Available
5.15%
Race
Relative Share
American Indian / Alaska Native
0.18%
Asian
3.74%
Black / African American
14.61%
Native Hawaiian / Other Pacific Islander
0.11%
White
68.27%
Mixed Race
1.79%
Other Race
11.30%
Ethnicity
Relative Share
Hispanic or Latino
5.22%
Not Hispanic or Latino
82.27%
Joint Ethnicity
1.33%
Other Ethnicity
11.18%
Cuyahoga County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Cuyahoga County, Ohio

2025 conforming and FHA mortgage loan limits for for the areas surrounding Cuyahoga County, Ohio. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Geauga County, Ohio
Lake County, Ohio
Lorain County, Ohio
Medina County, Ohio
Portage County, Ohio
Summit County, Ohio
National Data

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