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Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Douglas County, Washington

Conforming Loans

FHA Loans

Property Type

2025 Loan Limit

1-Unit Homes

$806,500

2-Unit Homes

$1,032,650

3-Unit Homes

$1,248,150

4-Unit Homes

$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Douglas County, Washington, mortgage loan limits apply in:

Douglas County 2025 mortgage loan limits include the following cities: Bridgeport, East Wenatchee, Mansfield, Rock Island, Waterville

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas

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Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Douglas County, Washington

Douglas County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans

FHA Loans

Mortgage Statistics from Douglas County, Washington

Douglas County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages

Total

Purchase Mortgages (2018-2023)

2,920

Loan Type

Relative Share

Conventional

76.37%

FHA

14.93%

7.26%

USDA

1.44%

Property Type

Relative Share

1-Unit Homes

98.36%

2-Unit Homes

1.27%

3-Unit Homes

0.07%

4-Unit Homes

0.31%

Borrower Status

Relative Share

One Applicant

37.02%

Two or More Applicants

62.98%

Gender

Relative Share

Male

24.90%

Female

14.90%

Joint Sex

54.73%

Not Available

5.48%

Race

Relative Share

American Indian / Alaska Native

1.10%

Asian

1.47%

Black / African American

0.27%

Native Hawaiian / Other Pacific Islander

0.24%

White

82.02%

Mixed Race

2.64%

Other Race

12.26%

Ethnicity

Relative Share

Hispanic or Latino

16.68%

Not Hispanic or Latino

68.32%

Joint Ethnicity

3.63%

Other Ethnicity

11.37%

Douglas County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Douglas County, Washington

2025 conforming and FHA mortgage loan limits for for the areas surrounding Douglas County, Washington. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Chelan County, Washington

Grant County, Washington

Kittitas County, Washington

Okanogan County, Washington

National Data

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2025 Conventional and FHA Mortgage Loan Limits for Douglas County, Washington

Douglas County, Washington, mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Douglas County, Washington

Mortgage Statistics from Douglas County, Washington

Mortgage Loan Limits Near Douglas County, Washington

View Nearby Counties:

See Today’s Mortgage Rates

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