2026 Mortgage Loan Limits for Gentry County, Missouri

Gentry County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Gentry County Loan Limits: Complete Historical Table

Browse the full historical data for Gentry County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Gentry County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Gentry County, Missouri

The following cities and communities are covered by Gentry County loan limits. Whether you're looking for mortgage loan limits in Albany, Athens, Bogle or any other Gentry County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Albany
Athens
Bogle
Cooper
Darlington
Gentry
Howard
Huggins
Jackson
King City
McFall
Miller
Stanberry
Wilson

Gentry County, Missouri Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Gentry County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Gentry County, Missouri)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Gentry County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional90557230.91%
FHA991455.56%
VA13411175.00%
USDA742-50.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Gentry County, Missouri)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Gentry County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional75.63%76.39%72.73%-3.66%
FHA7.56%12.50%14.14%1.64%
VA10.92%5.56%11.11%5.55%
USDA5.88%5.56%2.02%-3.54%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Gentry County, Missouri)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Gentry County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional100.00%100.00%100.00%0.00%
FHA93.10%94.00%84.30%-9.70%
VA98.50%93.70%95.80%2.10%
USDA95.20%96.40%94.70%-1.70%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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