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Updated: December 2, 2024

2025 Mortgage Loan Limits: Henrico County, Virginia

Property Type2025 Loan Limit
1-Unit Homes$806,500
2-Unit Homes$1,032,650
3-Unit Homes$1,248,150
4-Unit Homes$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Henrico County, Virginia, mortgage loan limits apply in:

Henrico County 2025 mortgage loan limits include the following cities: Chamberlayne, Dumbarton, East Highland Park, Glen Allen, Highland Springs, Innsbrook, Lakeside, Laurel, Montrose, Sandston, Short Pump, Tuckahoe, Wyndham

Historical Charts: Mortgage Loan Limits in Henrico County, Virginia

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Henrico County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Mortgage Statistics from Henrico County, Virginia

Mortgage statistics for Henrico County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

MortgagesTotal
Purchase Mortgages (2018-2023)24442
Loan TypeRelative Share
Conventional75.69%
FHA18.26%
VA5.81%
USDA0.25%
Property TypeRelative Share
1-Unit Homes99.91%
2-Unit Homes0.09%
3-Unit Homes0.00%
4-Unit Homes0.00%
Borrower StatusRelative Share
One Applicant63.05%
Two or More Applicants36.95%
GenderRelative Share
Male33.28%
Female28.40%
Joint Sex30.84%
Not Available7.48%
RaceRelative Share
American Indian / Alaska Native0.31%
Asian12.38%
Black / African American17.15%
Native Hawaiian / Other Pacific Islander0.20%
White52.56%
Mixed Race2.39%
Other Race15.02%
EthnicityRelative Share
Hispanic or Latino4.46%
Not Hispanic or Latino78.91%
Joint Ethnicity1.45%
Other Ethnicity15.18%

Henrico County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Henrico County, Virginia

Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Henrico County, Virginia. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Charles City County

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Chesterfield County

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Goochland County

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Hanover County

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New Kent County

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Powhatan County

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