2026 Mortgage Loan Limits for Richmond City, Virginia
Richmond City Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Richmond City Loan Limits: Complete Historical Table
Browse the full historical data for Richmond City mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $673,900 | $806,500 | - |
| 2024 | $766,550 | $631,350 | $766,550 | - |
| 2023 | $726,200 | $546,250 | $726,200 | - |
| 2022 | $647,200 | $535,900 | $647,200 | - |
| 2021 | $548,250 | $535,900 | $548,250 | - |
| 2020 | $535,900 | $535,900 | $535,900 | - |
| 2019 | $535,900 | $535,900 | $535,900 | - |
| 2018 | $535,900 | $535,900 | $535,900 | - |
| 2017 | $535,900 | $535,900 | $535,900 | - |
| 2016 | $535,900 | $535,900 | $535,900 | - |
| 2015 | $535,900 | $535,900 | $535,900 | - |
| 2014 | $535,900 | $535,900 | $535,900 | - |
| 2013 | $535,900 | $535,900 | $535,900 | - |
| 2012 | $535,900 | $535,900 | $535,900 | - |
| 2011 | $535,900 | $535,900 | $535,900 | - |
| 2010 | $535,900 | $535,900 | $535,900 | - |
| 2009 | $535,900 | $271,050 | $535,900 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Richmond City, Virginia
The following cities and communities are covered by Richmond City loan limits. Whether you're looking for mortgage loan limits in Richmond or any other Richmond City city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Richmond City, Virginia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Richmond City, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
