Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

Couple at home looking at tablet

How We Make Money

Homebuyer.com is your trusted guide to homeownership. Since 2003, our team has offered real-world expertise and advice to tens of millions of U.S. home buyers. Our content stands on its integrity: it's factual, unbiased, and free from outside influences. Read more about our governing editorial guidelines.

We also exist for profit and want our readers to understand how we make money.

Homebuyer.com is a mortgage-company-affiliated publisher. We earn compensation when you click specific links on the website, or apply for a mortgage with Homebuyer.com or partner listed in our comparison tables. Our partners compensate us differently, so we randomize our tables to protect our readers from steering. We may also earn compensation for advertisements on the site, which are indicated clearly. Note that limitations in our software, whether we originate mortgages in your area, and credit factors may affect the offers and comparison tables you see on various parts of this site. We do not include offers for every mortgage product available. Someday, we hope we will.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our readers in our editorial guidelines.

Mortgage Loan Limits for Iowa

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
2-Unit Homes
3-Unit Homes
4-Unit Homes
Source: Federal Housing Finance Agency; Federal Housing Administration

Iowa mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Iowa

Iowa mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Iowa

Iowa mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Property Type
Relative Share
1-Unit Homes
2-Unit Homes
3-Unit Homes
4-Unit Homes
Borrower Status
Relative Share
One Borrower
Two or More Borrowers
Relative Share
Not Specified
Relative Share
American Indian / Alaska Native
Black / African American
Native Hawaiian / Other Pacific Islander
Relative Share
Hispanic or Latino
Not Hispanic or Latino
Iowa data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Iowa Counties

2024 conforming and FHA mortgage loan limits for all Iowa counties. Local loan limits and county-level mortgage data updated regularly.

Iowa Counties

Adair County, Iowa
Adams County, Iowa
Allamakee County, Iowa
Appanoose County, Iowa
Audubon County, Iowa
Benton County, Iowa
Black Hawk County, Iowa
Boone County, Iowa
Bremer County, Iowa
Buchanan County, Iowa
Buena Vista County, Iowa
Butler County, Iowa
Calhoun County, Iowa
Carroll County, Iowa
Cass County, Iowa
Cedar County, Iowa
Cerro Gordo County, Iowa
Cherokee County, Iowa
Chickasaw County, Iowa
Clarke County, Iowa
Clay County, Iowa
Clayton County, Iowa
Clinton County, Iowa
Crawford County, Iowa
Dallas County, Iowa
Davis County, Iowa
Decatur County, Iowa
Delaware County, Iowa
Des Moines County, Iowa
Dickinson County, Iowa
Dubuque County, Iowa
Emmet County, Iowa
Fayette County, Iowa
Floyd County, Iowa
Franklin County, Iowa
Fremont County, Iowa
Greene County, Iowa
Grundy County, Iowa
Guthrie County, Iowa
Hamilton County, Iowa
Hancock County, Iowa
Hardin County, Iowa
Harrison County, Iowa
Henry County, Iowa
Howard County, Iowa
Humboldt County, Iowa
Ida County, Iowa
Iowa County, Iowa
Jackson County, Iowa
Jasper County, Iowa
Jefferson County, Iowa
Johnson County, Iowa
Jones County, Iowa
Keokuk County, Iowa
Kossuth County, Iowa
Lee County, Iowa
Linn County, Iowa
Louisa County, Iowa
Lucas County, Iowa
Lyon County, Iowa
Madison County, Iowa
Mahaska County, Iowa
Marion County, Iowa
Marshall County, Iowa
Mills County, Iowa
Mitchell County, Iowa
Monona County, Iowa
Monroe County, Iowa
Montgomery County, Iowa
Muscatine County, Iowa
O'brien County, Iowa
Osceola County, Iowa
Page County, Iowa
Palo Alto County, Iowa
Plymouth County, Iowa
Pocahontas County, Iowa
Polk County, Iowa
Pottawattamie County, Iowa
Poweshiek County, Iowa
Ringgold County, Iowa
Sac County, Iowa
Scott County, Iowa
Shelby County, Iowa
Sioux County, Iowa
Story County, Iowa
Tama County, Iowa
Taylor County, Iowa
Union County, Iowa
Van Buren County, Iowa
Wapello County, Iowa
Warren County, Iowa
Washington County, Iowa
Wayne County, Iowa
Webster County, Iowa
Winnebago County, Iowa
Winneshiek County, Iowa
Woodbury County, Iowa
Worth County, Iowa
Wright County, Iowa
National Data

See Today’s Mortgage Rates in Iowa


Today's 30-year fixed-rate mortgage rate in Iowa is 6.375%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

Subscribe to our Newsletter

Be a better buyer. Subscribe now and never miss out on exclusive insights, new market trends, and first-time buyer programs.

Ready to get started?

Finding your dream starts here. Apply in minutes.

Get Pre-approved
© 2021-2024 All rights reserved. Growella Inc d/b/a Homebuyer. Homebuyer.com is powered by Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065. www.nmlsconsumeraccess.org Homebuyer is located at 230 Findlay Street, Cincinnati, Ohio 45214. Novus Home Mortgage, a division of Ixonia Bank, is located at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045. We have no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US Government agencies have not reviewed this information and this site is not connected with any government agency. Equal Housing Lender. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. The receipt of the application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.