Dan Green
Dan Green

Dan Green

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Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Iowa

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Iowa mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Iowa

Iowa mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Iowa

Iowa mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
251,467
Loan Type
Relative Share
Conventional
79.25%
FHA
11.18%
VA
6.10%
USDA
3.47%
Property Type
Relative Share
1-Unit Homes
98.85%
2-Unit Homes
0.84%
3-Unit Homes
0.13%
4-Unit Homes
0.18%
Borrower Status
Relative Share
One Applicant
54.17%
Two or More Applicants
45.83%
Gender
Relative Share
Male
32.13%
Female
21.18%
Joint Sex
40.91%
Not Available
5.77%
Race
Relative Share
American Indian / Alaska Native
0.27%
Asian
2.50%
Black / African American
2.04%
Native Hawaiian / Other Pacific Islander
0.08%
White
84.45%
Mixed Race
1.65%
Other Race
8.99%
Ethnicity
Relative Share
Hispanic or Latino
4.60%
Not Hispanic or Latino
84.14%
Joint Ethnicity
1.52%
Other Ethnicity
9.74%
Iowa data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Iowa Counties

2025 conforming and FHA mortgage loan limits for all Iowa counties. Local loan limits and county-level mortgage data updated regularly.

Iowa Counties

Adair County, Iowa
Adams County, Iowa
Allamakee County, Iowa
Appanoose County, Iowa
Audubon County, Iowa
Benton County, Iowa
Black Hawk County, Iowa
Boone County, Iowa
Bremer County, Iowa
Buchanan County, Iowa
Buena Vista County, Iowa
Butler County, Iowa
Calhoun County, Iowa
Carroll County, Iowa
Cass County, Iowa
Cedar County, Iowa
Cerro Gordo County, Iowa
Cherokee County, Iowa
Chickasaw County, Iowa
Clarke County, Iowa
Clay County, Iowa
Clayton County, Iowa
Clinton County, Iowa
Crawford County, Iowa
Dallas County, Iowa
Davis County, Iowa
Decatur County, Iowa
Delaware County, Iowa
Des Moines County, Iowa
Dickinson County, Iowa
Dubuque County, Iowa
Emmet County, Iowa
Fayette County, Iowa
Floyd County, Iowa
Franklin County, Iowa
Fremont County, Iowa
Greene County, Iowa
Grundy County, Iowa
Guthrie County, Iowa
Hamilton County, Iowa
Hancock County, Iowa
Hardin County, Iowa
Harrison County, Iowa
Henry County, Iowa
Howard County, Iowa
Humboldt County, Iowa
Ida County, Iowa
Iowa County, Iowa
Jackson County, Iowa
Jasper County, Iowa
Jefferson County, Iowa
Johnson County, Iowa
Jones County, Iowa
Keokuk County, Iowa
Kossuth County, Iowa
Lee County, Iowa
Linn County, Iowa
Louisa County, Iowa
Lucas County, Iowa
Lyon County, Iowa
Madison County, Iowa
Mahaska County, Iowa
Marion County, Iowa
Marshall County, Iowa
Mills County, Iowa
Mitchell County, Iowa
Monona County, Iowa
Monroe County, Iowa
Montgomery County, Iowa
Muscatine County, Iowa
O'brien County, Iowa
Osceola County, Iowa
Page County, Iowa
Palo Alto County, Iowa
Plymouth County, Iowa
Pocahontas County, Iowa
Polk County, Iowa
Pottawattamie County, Iowa
Poweshiek County, Iowa
Ringgold County, Iowa
Sac County, Iowa
Scott County, Iowa
Shelby County, Iowa
Sioux County, Iowa
Story County, Iowa
Tama County, Iowa
Taylor County, Iowa
Union County, Iowa
Van Buren County, Iowa
Wapello County, Iowa
Warren County, Iowa
Washington County, Iowa
Wayne County, Iowa
Webster County, Iowa
Winnebago County, Iowa
Winneshiek County, Iowa
Woodbury County, Iowa
Worth County, Iowa
Wright County, Iowa
National Data

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.