Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Kankakee County, Illinois

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Kankakee County, Illinois, mortgage loan limits apply in:

Kankakee County 2025 mortgage loan limits include the following cities: Aroma, Aroma Park, Bonfield, Bourbonnais, Bourbonnais (Township), Bradley, Buckingham, Essex, Essex (Township), Ganeer, Grant Park, Herscher, Hopkins Park, Irwin, Kankakee, Kankakee (Township), Limestone, Limestone (Township), Manteno, Manteno (Township), Momence, Momence (Township), Norton, Otto, Pembroke, Pilot, Rockville, Salina, Sammons Point, St. Anne, St. Anne (Township), Sumner, Sun River Terrace, Union Hill, Yellowhead
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Kankakee County, Illinois

Kankakee County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Kankakee County, Illinois

Kankakee County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
6,735
Loan Type
Relative Share
Conventional
70.90%
FHA
22.41%
VA
5.52%
USDA
1.17%
Property Type
Relative Share
1-Unit Homes
96.88%
2-Unit Homes
2.11%
3-Unit Homes
0.43%
4-Unit Homes
0.58%
Borrower Status
Relative Share
One Applicant
59.66%
Two or More Applicants
40.34%
Gender
Relative Share
Male
36.42%
Female
23.52%
Joint Sex
35.40%
Not Available
4.66%
Race
Relative Share
American Indian / Alaska Native
0.33%
Asian
1.01%
Black / African American
6.79%
Native Hawaiian / Other Pacific Islander
0.04%
White
80.64%
Mixed Race
1.66%
Other Race
9.53%
Ethnicity
Relative Share
Hispanic or Latino
9.59%
Not Hispanic or Latino
78.59%
Joint Ethnicity
2.29%
Other Ethnicity
9.53%
Kankakee County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Kankakee County, Illinois

2025 conforming and FHA mortgage loan limits for for the areas surrounding Kankakee County, Illinois. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Ford County, Illinois
Grundy County, Illinois
Iroquois County, Illinois
Livingston County, Illinois
Will County, Illinois
Lake County, Indiana
Newton County, Indiana
National Data

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