Dan Green
Dan Green

Dan Green

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Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Lake County, Illinois

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Lake County, Illinois, mortgage loan limits apply in:

Lake County 2025 mortgage loan limits include the following cities: Antioch, Antioch (Township), Avon, Bannockburn, Beach Park, Benton, Channel Lake, Cuba, Ela, Forest Lake, Fox Lake Hills, Fremont, Gages Lake, Grandwood Park, Grant, Grayslake, Green Oaks, Gurnee, Hainesville, Hawthorn Woods, Highland Park, Highwood, Indian Creek, Kildeer, Knollwood, Lake Barrington, Lake Bluff, Lake Catherine, Lake Forest, Lake Villa, Lake Villa (Township), Lake Zurich, Libertyville, Libertyville (Township), Lincolnshire, Lindenhurst, Long Grove, Long Lake, Mettawa, Moraine, Mundelein, Newport, North Barrington, North Chicago, Old Mill Creek, Park City, Riverwoods, Round Lake, Round Lake Beach, Round Lake Heights, Round Lake Park, Shields, Third Lake, Tower Lakes, Venetian Village, Vernon, Vernon Hills, Volo, Wadsworth, Warren, Wauconda, Wauconda (Township), Waukegan, Waukegan (Township), West Deerfield, Winthrop Harbor, Zion, Zion (Township)
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Lake County, Illinois

Lake County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Lake County, Illinois

Lake County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
48,554
Loan Type
Relative Share
Conventional
78.73%
FHA
15.34%
VA
5.94%
USDA
0.00%
Property Type
Relative Share
1-Unit Homes
99.13%
2-Unit Homes
0.73%
3-Unit Homes
0.06%
4-Unit Homes
0.08%
Borrower Status
Relative Share
One Applicant
55.12%
Two or More Applicants
44.88%
Gender
Relative Share
Male
34.79%
Female
21.55%
Joint Sex
39.08%
Not Available
4.58%
Race
Relative Share
American Indian / Alaska Native
0.33%
Asian
10.73%
Black / African American
3.85%
Native Hawaiian / Other Pacific Islander
0.12%
White
70.65%
Mixed Race
2.48%
Other Race
11.84%
Ethnicity
Relative Share
Hispanic or Latino
16.85%
Not Hispanic or Latino
70.33%
Joint Ethnicity
2.56%
Other Ethnicity
10.26%
Lake County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Lake County, Illinois

2025 conforming and FHA mortgage loan limits for for the areas surrounding Lake County, Illinois. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Cook County, Illinois
McHenry County, Illinois
Allegan County, Michigan
Berrien County, Michigan
Van Buren County, Michigan
Kenosha County, Wisconsin
National Data

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