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2026 Mortgage Loan Limits for Marathon County, Wisconsin

Marathon County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Marathon County Loan Limits: Complete Historical Table

Browse the full historical data for Marathon County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Marathon County loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Marathon County, Wisconsin

The following cities and communities are covered by Marathon County loan limits. Whether you're looking for mortgage loan limits in Athens, Bergen, Berlin or any other Marathon County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Athens
Bergen
Berlin
Bern
Bevent
Brighton
Cassel
Cleveland
Day
Easton
Eau Pleine
Edgar
Elderon
Elderon (Town)
Emmet
Fenwood
Frankfort
Franzen
Green Valley
Guenther
Halsey
Hamburg
Harrison
Hatley
Hewitt
Holton
Hull
Johnson
Knowlton
Knowlton (CDP)
Kronenwetter
Maine
Marathon
Marathon City
McMillan
Mosinee
Mosinee (Town)
Norrie
Plover
Reid
Rib Falls
Rib Mountain
Rib Mountain (CDP)
Rietbrock
Ringle
Rothschild
Schofield
Spencer
Spencer (Town)
Stettin
Stratford
Texas
Wausau
Wausau (Town)
Weston
Weston (Town)
Wien

Marathon County, Wisconsin Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Marathon County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Marathon County, Wisconsin)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Marathon County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional2,9591,4941,5795.69%
FHA2621481544.05%
VA2088914765.17%
USDA36714100.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Market Share by Loan Type (Marathon County, Wisconsin)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Marathon County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional85.40%85.96%83.37%-2.59%
FHA7.56%8.52%8.13%-0.39%
VA6.00%5.12%7.76%2.64%
USDA1.04%0.40%0.74%0.34%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Average Loan-to-Value by Loan Type (Marathon County, Wisconsin)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Marathon County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional96.70%83.60%82.80%-0.80%
FHA98.50%90.00%91.00%1.00%
VA100.00%97.50%100.00%2.50%
USDA97.20%91.30%95.50%4.20%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

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