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2026 Mortgage Loan Limits for Marshall County, Minnesota

Marshall County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Marshall County Loan Limits: Complete Historical Table

Browse the full historical data for Marshall County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Marshall County loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Marshall County, Minnesota

The following cities and communities are covered by Marshall County loan limits. Whether you're looking for mortgage loan limits in Agder, Alma, Alvarado or any other Marshall County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Agder
Alma
Alvarado
Argyle
Augsburg
Big Woods
Bloomer
Boxville
Cedar
Como
Comstock
Donnelly
Eagle Point
East Park
East Valley
Eckvoll
Espelie
Excel
Foldahl
Fork
Grand Plain
Grygla
Holt
Holt (Township)
Huntly
Lincoln
Linsell
Marsh Grove
McCrea
Middle River
Middle River (Township)
Moose River
Moylan
Nelson Park
Newfolden
New Folden
New Maine
New Solum
Oak Park
Oslo
Parker
Rollis
Sinnott
Spruce Valley
Stephen
Strandquist
Tamarac
Thief Lake
Valley
Vega
Veldt
Viking
Viking (Township)
Wanger
Warren
Warrenton
West Valley
Whiteford
Wright

Marshall County, Minnesota Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Marshall County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Marshall County, Minnesota)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Marshall County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional1245947-20.34%
FHA211812-33.33%
VA1165-16.67%
USDA624100.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Market Share by Loan Type (Marshall County, Minnesota)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Marshall County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional76.54%69.41%69.12%-0.29%
FHA12.96%21.18%17.65%-3.53%
VA6.79%7.06%7.35%0.29%
USDA3.70%2.35%5.88%3.53%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Average Loan-to-Value by Loan Type (Marshall County, Minnesota)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Marshall County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional100.00%100.00%100.00%0.00%
FHA87.60%91.50%91.20%-0.30%
VA99.70%100.00%92.40%-7.60%
USDA100.00%96.70%100.00%3.30%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

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