Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our readers in our editorial guidelines.

Mortgage Loan Limits for Mississippi

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Mississippi mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Mississippi

Mississippi mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Mississippi

Mississippi mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
51.56%
FHA
26.16%
VA
7.30%
USDA
14.98%
Property Type
Relative Share
1-Unit Homes
99.62%
2-Unit Homes
0.32%
3-Unit Homes
0.03%
4-Unit Homes
0.04%
Borrower Status
Relative Share
One Borrower
67.74%
Two or More Borrowers
32.26%
Gender
Relative Share
Male
53.83%
Female
29.41%
Not Specified
16.76%
Race
Relative Share
American Indian / Alaska Native
0.29%
Asian
1.65%
Black / African American
22.26%
Native Hawaiian / Other Pacific Islander
0.12%
White
74.46%
Other
1.22%
Ethnicity
Relative Share
Hispanic or Latino
2.87%
Not Hispanic or Latino
95.95%
Mississippi data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Mississippi Counties

2024 conforming and FHA mortgage loan limits for all Mississippi counties. Local loan limits and county-level mortgage data updated regularly.

Mississippi Counties

Adams County, Mississippi
Alcorn County, Mississippi
Amite County, Mississippi
Attala County, Mississippi
Benton County, Mississippi
Bolivar County, Mississippi
Calhoun County, Mississippi
Carroll County, Mississippi
Chickasaw County, Mississippi
Choctaw County, Mississippi
Claiborne County, Mississippi
Clarke County, Mississippi
Clay County, Mississippi
Coahoma County, Mississippi
Copiah County, Mississippi
Covington County, Mississippi
Desoto County, Mississippi
Forrest County, Mississippi
Franklin County, Mississippi
George County, Mississippi
Greene County, Mississippi
Grenada County, Mississippi
Hancock County, Mississippi
Harrison County, Mississippi
Hinds County, Mississippi
Holmes County, Mississippi
Humphreys County, Mississippi
Issaquena County, Mississippi
Itawamba County, Mississippi
Jackson County, Mississippi
Jasper County, Mississippi
Jefferson County, Mississippi
Jefferson Davis County, Mississippi
Jones County, Mississippi
Kemper County, Mississippi
Lafayette County, Mississippi
Lamar County, Mississippi
Lauderdale County, Mississippi
Lawrence County, Mississippi
Leake County, Mississippi
Lee County, Mississippi
Leflore County, Mississippi
Lincoln County, Mississippi
Lowndes County, Mississippi
Madison County, Mississippi
Marion County, Mississippi
Marshall County, Mississippi
Monroe County, Mississippi
Montgomery County, Mississippi
Neshoba County, Mississippi
Newton County, Mississippi
Noxubee County, Mississippi
Oktibbeha County, Mississippi
Panola County, Mississippi
Pearl River County, Mississippi
Perry County, Mississippi
Pike County, Mississippi
Pontotoc County, Mississippi
Prentiss County, Mississippi
Quitman County, Mississippi
Rankin County, Mississippi
Scott County, Mississippi
Sharkey County, Mississippi
Simpson County, Mississippi
Smith County, Mississippi
Stone County, Mississippi
Sunflower County, Mississippi
Tallahatchie County, Mississippi
Tate County, Mississippi
Tippah County, Mississippi
Tishomingo County, Mississippi
Tunica County, Mississippi
Union County, Mississippi
Walthall County, Mississippi
Warren County, Mississippi
Washington County, Mississippi
Wayne County, Mississippi
Webster County, Mississippi
Wilkinson County, Mississippi
Winston County, Mississippi
Yalobusha County, Mississippi
Yazoo County, Mississippi
National Data

See Today’s Mortgage Rates in Mississippi

       

Today's 30-year fixed-rate mortgage rate in Mississippi is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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