Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

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Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Mississippi

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Mississippi mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Mississippi

Mississippi mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Mississippi

Mississippi mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
180,155
Loan Type
Relative Share
Conventional
55.60%
FHA
23.88%
VA
12.35%
USDA
8.17%
Property Type
Relative Share
1-Unit Homes
99.36%
2-Unit Homes
0.51%
3-Unit Homes
0.06%
4-Unit Homes
0.07%
Borrower Status
Relative Share
One Applicant
61.45%
Two or More Applicants
38.55%
Gender
Relative Share
Male
36.32%
Female
25.39%
Joint Sex
34.09%
Not Available
4.19%
Race
Relative Share
American Indian / Alaska Native
0.29%
Asian
1.57%
Black / African American
20.94%
Native Hawaiian / Other Pacific Islander
0.11%
White
67.78%
Mixed Race
1.28%
Other Race
8.03%
Ethnicity
Relative Share
Hispanic or Latino
2.71%
Not Hispanic or Latino
86.73%
Joint Ethnicity
1.13%
Other Ethnicity
9.43%
Mississippi data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Mississippi Counties

2025 conforming and FHA mortgage loan limits for all Mississippi counties. Local loan limits and county-level mortgage data updated regularly.

Mississippi Counties

Adams County, Mississippi
Alcorn County, Mississippi
Amite County, Mississippi
Attala County, Mississippi
Benton County, Mississippi
Bolivar County, Mississippi
Calhoun County, Mississippi
Carroll County, Mississippi
Chickasaw County, Mississippi
Choctaw County, Mississippi
Claiborne County, Mississippi
Clarke County, Mississippi
Clay County, Mississippi
Coahoma County, Mississippi
Copiah County, Mississippi
Covington County, Mississippi
Desoto County, Mississippi
Forrest County, Mississippi
Franklin County, Mississippi
George County, Mississippi
Greene County, Mississippi
Grenada County, Mississippi
Hancock County, Mississippi
Harrison County, Mississippi
Hinds County, Mississippi
Holmes County, Mississippi
Humphreys County, Mississippi
Issaquena County, Mississippi
Itawamba County, Mississippi
Jackson County, Mississippi
Jasper County, Mississippi
Jefferson County, Mississippi
Jefferson Davis County, Mississippi
Jones County, Mississippi
Kemper County, Mississippi
Lafayette County, Mississippi
Lamar County, Mississippi
Lauderdale County, Mississippi
Lawrence County, Mississippi
Leake County, Mississippi
Lee County, Mississippi
Leflore County, Mississippi
Lincoln County, Mississippi
Lowndes County, Mississippi
Madison County, Mississippi
Marion County, Mississippi
Marshall County, Mississippi
Monroe County, Mississippi
Montgomery County, Mississippi
Neshoba County, Mississippi
Newton County, Mississippi
Noxubee County, Mississippi
Oktibbeha County, Mississippi
Panola County, Mississippi
Pearl River County, Mississippi
Perry County, Mississippi
Pike County, Mississippi
Pontotoc County, Mississippi
Prentiss County, Mississippi
Quitman County, Mississippi
Rankin County, Mississippi
Scott County, Mississippi
Sharkey County, Mississippi
Simpson County, Mississippi
Smith County, Mississippi
Stone County, Mississippi
Sunflower County, Mississippi
Tallahatchie County, Mississippi
Tate County, Mississippi
Tippah County, Mississippi
Tishomingo County, Mississippi
Tunica County, Mississippi
Union County, Mississippi
Walthall County, Mississippi
Warren County, Mississippi
Washington County, Mississippi
Wayne County, Mississippi
Webster County, Mississippi
Wilkinson County, Mississippi
Winston County, Mississippi
Yalobusha County, Mississippi
Yazoo County, Mississippi
National Data

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