2026 Mortgage Loan Limits for Moultrie County, Illinois
Moultrie County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Moultrie County Loan Limits: Complete Historical Table
Browse the full historical data for Moultrie County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Moultrie County, Illinois
The following cities and communities are covered by Moultrie County loan limits. Whether you're looking for mortgage loan limits in Allenville, Bethany, Dalton City or any other Moultrie County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Moultrie County, Illinois Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Moultrie County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Moultrie County, Illinois)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Moultrie County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 138 | 90 | 101 | ▲12.22% |
| FHA | 20 | 35 | 18 | ▼-48.57% |
| VA | 11 | 14 | 16 | ▲14.29% |
| USDA | 20 | 12 | 5 | ▼-58.33% |
Market Share by Loan Type (Moultrie County, Illinois)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Moultrie County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 73.02% | 59.60% | 72.14% | ▲12.54% |
| FHA | 10.58% | 23.18% | 12.86% | ▼-10.32% |
| VA | 5.82% | 9.27% | 11.43% | ▲2.16% |
| USDA | 10.58% | 7.95% | 3.57% | ▼-4.38% |
Average Loan-to-Value by Loan Type (Moultrie County, Illinois)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Moultrie County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 100.00% | 100.00% | 98.50% | ▼-1.50% |
| FHA | 94.30% | 92.20% | 94.70% | ▲2.50% |
| VA | 100.00% | 92.40% | 100.00% | ▲7.60% |
| USDA | 96.80% | 97.60% | 100.00% | ▲2.40% |
