2026 Mortgage Loan Limits for Nantucket County, Massachusetts
Nantucket County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Nantucket County Loan Limits: Complete Historical Table
Browse the full historical data for Nantucket County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $1,249,125 | $811,925 | $1,249,125 | $649,525 |
| 2025 | $1,209,750 | $1,209,750 | $1,209,750 | $967,800 |
| 2024 | $1,149,825 | $1,149,825 | $1,149,825 | $919,860 |
| 2023 | $1,089,300 | $1,089,300 | $1,089,300 | $871,440 |
| 2022 | $970,800 | $970,800 | $970,800 | - |
| 2021 | $822,375 | $822,375 | $822,375 | - |
| 2020 | $765,600 | $765,600 | $765,600 | - |
| 2019 | $726,525 | $726,525 | $726,525 | - |
| 2018 | $679,650 | $679,650 | $679,650 | - |
| 2017 | $636,150 | $636,150 | $636,150 | - |
| 2016 | $625,500 | $625,500 | $625,500 | - |
| 2015 | $625,500 | $625,500 | $625,500 | - |
| 2014 | $625,500 | $625,500 | $625,500 | - |
| 2013 | $625,500 | $729,750 | $625,500 | - |
| 2012 | $625,500 | $729,750 | $625,500 | - |
| 2011 | $625,500 | $729,750 | $625,500 | - |
| 2010 | $729,750 | $729,750 | $729,750 | - |
| 2009 | $729,750 | $271,050 | $729,750 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Nantucket County, Massachusetts
The following cities and communities are covered by Nantucket County loan limits. Whether you're looking for mortgage loan limits in Madaket, Nantucket, Nantucket (CDP) or any other Nantucket County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Nantucket County, Massachusetts Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Nantucket County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Nantucket County, Massachusetts)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Nantucket County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 570 | 155 | 190 | ▲22.58% |
| FHA | 2 | 1 | 0 | ▼-100.00% |
| VA | 0 | 0 | 2 | ▲0.00% |
| USDA | 0 | 0 | 0 | ▲0.00% |
Market Share by Loan Type (Nantucket County, Massachusetts)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Nantucket County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 99.65% | 99.36% | 98.96% | ▼-0.40% |
| FHA | 0.35% | 0.64% | 0.00% | ▼-0.64% |
| VA | 0.00% | 0.00% | 1.04% | ▲1.04% |
| USDA | 0.00% | 0.00% | 0.00% | ▲0.00% |
Average Loan-to-Value by Loan Type (Nantucket County, Massachusetts)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Nantucket County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 55.00% | 58.00% | 56.80% | ▼-1.20% |
| FHA | 77.90% | 83.10% | 0.00% | ▼-83.10% |
| VA | 0.00% | 0.00% | 100.00% | ▲100.00% |
| USDA | 0.00% | 0.00% | 0.00% | ▲0.00% |
