Dan Green
Dan Green

Dan Green

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Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Navajo County, Arizona

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Navajo County, Arizona, mortgage loan limits apply in:

Navajo County 2025 mortgage loan limits include the following cities: Chilchinbito, Cibecue, Clay Springs, Dilkon, East Fork, First Mesa, Fort Apache, Greasewood, Hard Rock, Heber-Overgaard, Holbrook, Hondah, Hotevilla-Bacavi, Indian Wells, Jeddito, Joseph City, Kayenta, Keams Canyon, Kykotsmovi Village, Lake of the Woods, Linden, Low Mountain, North Fork, Oljato-Monument Valley, Pinedale, Pinetop Country Club, Pinetop-Lakeside, Pinon, Rainbow City, Seba Dalkai, Second Mesa, Seven Mile, Shongopovi, Shonto, Show Low, Shumway, Snowflake, Sun Valley, Taylor, Tees Toh, Turkey Creek, Wagon Wheel, Whitecone, White Mountain Lake, Whiteriver, Winslow, Woodruff
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Navajo County, Arizona

Navajo County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Navajo County, Arizona

Navajo County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
7,448
Loan Type
Relative Share
Conventional
75.60%
FHA
11.80%
VA
8.89%
USDA
3.71%
Property Type
Relative Share
1-Unit Homes
99.81%
2-Unit Homes
0.15%
3-Unit Homes
0.04%
4-Unit Homes
0.00%
Borrower Status
Relative Share
One Applicant
41.69%
Two or More Applicants
58.31%
Gender
Relative Share
Male
25.78%
Female
16.76%
Joint Sex
51.97%
Not Available
5.49%
Race
Relative Share
American Indian / Alaska Native
2.11%
Asian
0.77%
Black / African American
0.35%
Native Hawaiian / Other Pacific Islander
0.09%
White
81.51%
Mixed Race
2.22%
Other Race
12.96%
Ethnicity
Relative Share
Hispanic or Latino
6.59%
Not Hispanic or Latino
75.32%
Joint Ethnicity
4.26%
Other Ethnicity
13.83%
Navajo County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Navajo County, Arizona

2025 conforming and FHA mortgage loan limits for for the areas surrounding Navajo County, Arizona. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Apache County, Arizona
Coconino County, Arizona
Gila County, Arizona
Graham County, Arizona
San Juan County, Utah
National Data

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