Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Orange County, Florida

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Orange County, Florida, mortgage loan limits apply in:

Orange County 2025 mortgage loan limits include the following cities: Alafaya, Apopka, Azalea Park, Bay Hill, Bay Lake, Belle Isle, Bithlo, Christmas, Clarcona, Conway, Doctor Phillips, Eatonville, Edgewood, Fairview Shores, Gotha, Holden Heights, Holden Lakes, Horizon West, Hunters Creek, Lake Buena Vista, Lake Butler, Lake Hart, Lake Mary Jane, Lockhart, Maitland, Meadow Woods, Oakland, Oak Ridge, Ocoee, Orlando, Orlovista, Paradise Heights, Pine Castle, Pine Hills, Rio Pinar, Sky Lake, South Apopka, Southchase, Taft, Tangelo Park, Tangerine, Tildenville, Union Park, University, Wedgefield, Williamsburg, Windermere, Winter Garden, Winter Park, Zellwood
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Orange County, Florida

Orange County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Orange County, Florida

Orange County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
90,045
Loan Type
Relative Share
Conventional
74.96%
FHA
18.12%
VA
6.86%
USDA
0.06%
Property Type
Relative Share
1-Unit Homes
99.64%
2-Unit Homes
0.30%
3-Unit Homes
0.04%
4-Unit Homes
0.02%
Borrower Status
Relative Share
One Applicant
58.45%
Two or More Applicants
41.55%
Gender
Relative Share
Male
36.61%
Female
24.11%
Joint Sex
34.22%
Not Available
5.06%
Race
Relative Share
American Indian / Alaska Native
0.33%
Asian
7.31%
Black / African American
11.02%
Native Hawaiian / Other Pacific Islander
0.24%
White
63.29%
Mixed Race
2.72%
Other Race
15.10%
Ethnicity
Relative Share
Hispanic or Latino
26.19%
Not Hispanic or Latino
57.37%
Joint Ethnicity
3.70%
Other Ethnicity
12.75%
Orange County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Orange County, Florida

2025 conforming and FHA mortgage loan limits for for the areas surrounding Orange County, Florida. Local loan limits and county-level mortgage data updated regularly.

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