Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

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Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Palm Beach County, Florida

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Palm Beach County, Florida, mortgage loan limits apply in:

Palm Beach County 2025 mortgage loan limits include the following cities: Acacia Villas, Atlantis, Belle Glade, Boca Raton, Boynton Beach, Briny Breezes, Cabana Colony, Canal Point, Cloud Lake, Delray Beach, Glen Ridge, Golf, Greenacres, Gulf Stream, Gun Club Estates, Haverhill, Highland Beach, Hypoluxo, Juno Beach, Juno Ridge, Jupiter, Jupiter Farms, Jupiter Inlet Colony, Kenwood Estates, Lake Belvedere Estates, Lake Clarke Shores, Lake Harbor, Lake Park, Lake Worth Beach, Lantana, Limestone Creek, Loxahatchee Groves, Manalapan, Mangonia Park, North Palm Beach, Ocean Ridge, Pahokee, Palm Beach, Palm Beach Gardens, Palm Beach Shores, Palm Springs, Pine Air, Plantation Mobile Home Park, Riviera Beach, Royal Palm Beach, Royal Palm Estates, San Castle, Schall Circle, Seminole Manor, South Bay, South Palm Beach, Stacey Street, Tequesta, The Acreage, Watergate, Wellington, Westgate, Westlake, West Palm Beach
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Palm Beach County, Florida

Palm Beach County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Palm Beach County, Florida

Palm Beach County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
106,314
Loan Type
Relative Share
Conventional
79.80%
FHA
16.22%
VA
3.97%
USDA
0.01%
Property Type
Relative Share
1-Unit Homes
99.14%
2-Unit Homes
0.64%
3-Unit Homes
0.12%
4-Unit Homes
0.10%
Borrower Status
Relative Share
One Applicant
58.04%
Two or More Applicants
41.96%
Gender
Relative Share
Male
35.72%
Female
24.48%
Joint Sex
34.39%
Not Available
5.41%
Race
Relative Share
American Indian / Alaska Native
0.22%
Asian
2.94%
Black / African American
10.33%
Native Hawaiian / Other Pacific Islander
0.13%
White
71.42%
Mixed Race
1.77%
Other Race
13.19%
Ethnicity
Relative Share
Hispanic or Latino
18.26%
Not Hispanic or Latino
65.97%
Joint Ethnicity
3.22%
Other Ethnicity
12.54%
Palm Beach County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Palm Beach County, Florida

2025 conforming and FHA mortgage loan limits for for the areas surrounding Palm Beach County, Florida. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

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