Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

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Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Passaic County, New Jersey

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$1,209,750
2-Unit Homes
$1,548,975
3-Unit Homes
$1,872,225
4-Unit Homes
$2,326,875
Source: Federal Housing Finance Agency; Federal Housing Administration

Passaic County, New Jersey, mortgage loan limits apply in:

Passaic County 2025 mortgage loan limits include the following cities: Bloomingdale, Clifton, Great Notch, Haledon, Hawthorne, Hewitt, Little Falls, Macopin, Newfoundland, North Haledon, Packanack Lake, Passaic, Paterson, Pines Lake, Pompton Lakes, Preakness, Prospect Park, Ringwood, Singac, Totowa, Wanaque, Wayne, West Milford, William Paterson University of New Jersey, Woodland Park
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Passaic County, New Jersey

Passaic County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Passaic County, New Jersey

Passaic County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
20,351
Loan Type
Relative Share
Conventional
68.30%
FHA
29.40%
VA
2.26%
USDA
0.04%
Property Type
Relative Share
1-Unit Homes
80.38%
2-Unit Homes
17.20%
3-Unit Homes
1.93%
4-Unit Homes
0.49%
Borrower Status
Relative Share
One Applicant
51.50%
Two or More Applicants
48.50%
Gender
Relative Share
Male
36.43%
Female
20.80%
Joint Sex
38.27%
Not Available
4.50%
Race
Relative Share
American Indian / Alaska Native
0.29%
Asian
8.17%
Black / African American
5.69%
Native Hawaiian / Other Pacific Islander
0.17%
White
66.43%
Mixed Race
2.31%
Other Race
16.94%
Ethnicity
Relative Share
Hispanic or Latino
30.33%
Not Hispanic or Latino
53.43%
Joint Ethnicity
3.27%
Other Ethnicity
12.97%
Passaic County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Passaic County, New Jersey

2025 conforming and FHA mortgage loan limits for for the areas surrounding Passaic County, New Jersey. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Bergen County, New Jersey
Essex County, New Jersey
Morris County, New Jersey
Sussex County, New Jersey
Orange County, New York
Rockland County, New York
National Data

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