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2026 Mortgage Loan Limits for Pettis County, Missouri

Pettis County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Pettis County Loan Limits: Complete Historical Table

Browse the full historical data for Pettis County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Pettis County loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Pettis County, Missouri

The following cities and communities are covered by Pettis County loan limits. Whether you're looking for mortgage loan limits in Green Ridge, Houstonia, Hughesville or any other Pettis County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Green Ridge
Houstonia
Hughesville
La Monte
Sedalia
Smithton

Pettis County, Missouri Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Pettis County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Pettis County, Missouri)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Pettis County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional356364324-10.99%
FHA1151221263.28%
VA1278513052.94%
USDA1055248-7.69%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Market Share by Loan Type (Pettis County, Missouri)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Pettis County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional50.64%58.43%51.59%-6.84%
FHA16.36%19.58%20.06%0.48%
VA18.07%13.64%20.70%7.06%
USDA14.94%8.35%7.64%-0.71%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Average Loan-to-Value by Loan Type (Pettis County, Missouri)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Pettis County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional88.80%93.80%92.10%-1.70%
FHA94.20%88.00%91.40%3.40%
VA100.00%98.30%100.00%1.70%
USDA96.60%100.00%99.50%-0.50%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

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