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Updated: December 2, 2024

2025 Mortgage Loan Limits: Rabun County, Georgia

Property Type2025 Loan Limit
1-Unit Homes$806,500
2-Unit Homes$1,032,650
3-Unit Homes$1,248,150
4-Unit Homes$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Rabun County, Georgia, mortgage loan limits apply in:

Rabun County 2025 mortgage loan limits include the following cities: Clayton, Dillard, Mountain City, Sky Valley, Tiger

Historical Charts: Mortgage Loan Limits in Rabun County, Georgia

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Rabun County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Mortgage Statistics from Rabun County, Georgia

Mortgage statistics for Rabun County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

MortgagesTotal
Purchase Mortgages (2018-2023)1513
Loan TypeRelative Share
Conventional84.80%
FHA7.73%
VA5.42%
USDA2.05%
Property TypeRelative Share
1-Unit Homes99.54%
2-Unit Homes0.33%
3-Unit Homes0.13%
4-Unit Homes0.00%
Borrower StatusRelative Share
One Applicant50.83%
Two or More Applicants49.17%
GenderRelative Share
Male29.21%
Female17.12%
Joint Sex37.54%
Not Available16.13%
RaceRelative Share
American Indian / Alaska Native0.26%
Asian0.66%
Black / African American0.40%
Native Hawaiian / Other Pacific Islander0.00%
White77.26%
Mixed Race0.73%
Other Race20.69%
EthnicityRelative Share
Hispanic or Latino2.71%
Not Hispanic or Latino74.55%
Joint Ethnicity1.45%
Other Ethnicity21.28%

Rabun County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Rabun County, Georgia

Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Rabun County, Georgia. Local loan limits and county-level mortgage data updated regularly.

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