2026 Mortgage Loan Limits for Rabun County, Georgia
Rabun County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Rabun County Loan Limits: Complete Historical Table
Browse the full historical data for Rabun County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Rabun County, Georgia
The following cities and communities are covered by Rabun County loan limits. Whether you're looking for mortgage loan limits in Clayton, Dillard, Mountain City or any other Rabun County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Rabun County, Georgia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Rabun County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Rabun County, Georgia)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Rabun County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 372 | 211 | 243 | ▲15.17% |
| FHA | 45 | 18 | 29 | ▲61.11% |
| VA | 41 | 22 | 26 | ▲18.18% |
| USDA | 10 | 3 | 4 | ▲33.33% |
Market Share by Loan Type (Rabun County, Georgia)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Rabun County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 79.49% | 83.07% | 80.46% | ▼-2.61% |
| FHA | 9.62% | 7.09% | 9.60% | ▲2.51% |
| VA | 8.76% | 8.66% | 8.61% | ▼-0.05% |
| USDA | 2.14% | 1.18% | 1.32% | ▲0.14% |
Average Loan-to-Value by Loan Type (Rabun County, Georgia)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Rabun County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 63.90% | 71.00% | 73.40% | ▲2.40% |
| FHA | 96.10% | 82.80% | 87.00% | ▲4.20% |
| VA | 100.00% | 94.30% | 100.00% | ▲5.70% |
| USDA | 97.10% | 100.00% | 89.60% | ▼-10.40% |
